Case Summary
This case involves a suit for realization of money filed by State Bank of India against Mrs. Bindu K for defaulting on a loan amount. Mrs. Bindu K failed to repay the loan amount, leading to legal action.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
Unrebutted oral testimony and evidence established plaintiff's claim.
Unrebutted oral testimony and evidence established plaintiff's claim.
Judgment Evidence:
null
Parties Involved
Plaintiffs
State Bank of India, Ernakulam Branch (47 years)
KTDC Building, Shanmugam road, Ernakulam, PIN 682011
Defendants
Mrs. Bindu K (47 years)
Delight home, Keezhukuu, Collectorate P.O, Muttampalam(part) 32597, Kottayam-686002
Reliefs
Relief Type:
Money Recovery
Outcome:
Granted
Description:
Plaintiff entitled to realize loan amount and interest
Evidence:
Plaintiff's claims substantiated by plaintiff's evidence
Relief Type:
Interest Rate Adjustment
Outcome:
Not Decided
Description:
Plaintiff's interest claim not granted
Evidence:
Court decision not inclined to grant interest as claimed
Relief Type:
Costs Recovery
Outcome:
Granted
Description:
Plaintiff entitled to recover costs of the suit
Evidence:
Specific decree granted for recovery of costs
Documents & Evidence
Document Type:
Xpress Credit Loan Application
Submitted By:
Plaintiff
Relevance:
Original loan application by the defendant
Reference:
Ext.A1
Document Type:
Loan Agreement Letter
Submitted By:
Plaintiff
Relevance:
Original agreement letter for the loan
Reference:
Ext.A2
Document Type:
Irrevocable Standing Instruction
Submitted By:
Plaintiff
Relevance:
Original instruction regarding the loan
Reference:
Ext.A3
Document Type:
Personal Loan Agreement
Submitted By:
Plaintiff
Relevance:
Original agreement for personal loan
Reference:
Ext.A4
Document Type:
Sanction Report
Submitted By:
Plaintiff
Relevance:
Original report regarding loan sanction
Reference:
Ext.A5
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Account statement for the loan account
Reference:
Ext.A6
Document Type:
Statutory Notice
Submitted By:
Plaintiff
Relevance:
Office copy of notice sent to defendant
Reference:
Ext.A7
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
Original receipts for postal communications
Reference:
Ext.A8
Document Type:
Track Consignment Report
Submitted By:
Plaintiff
Relevance:
Report regarding consignment tracking
Reference:
Ext.A9