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O.S No. 840/2024

Case between Bank of Baroda vs Kulsum Boutique and Beauty Parlour et al regarding Money Realisation

Court
THE COURT OF THE PRINCIPAL MUNSIFF, ERNAKULAM
Judge
Sri. Rohit Nandakumar
Order Date
2025-01-04
Duration

Judgement document from eCourt website

Open judgment PDF (eCourt)
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Case Summary

Bank of Baroda is suing defendants for non-repayment of a loan amounting to ₹6,19,489.

Judgment Outcome

Plaintiff Won
Interim Order
Defendants are ordered to pay ₹6,19,489 with 6% annual interest to the plaintiff.
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:

Judgment Evidence:

Parties Involved

Plaintiffs

Bank of Baroda (Age not specified years)

Defendants

M/s. Kulsum Boutique and Beauty Parlour (Age not specified years) Muttom, Thaikatukara P.O, Choornikkara, Aluva, Ernakulam, Pin - 683 106 Jasmine Siddiqulakbar (52 years years) Puthiyaveettil House, 1168-2, ACS Road, Near ACS School, Kaloor P.O, Ernakulam, Pin - 682 017

Reliefs

Relief Type: Money Recovery
Outcome: Granted
Description:
Plaintiff granted a decree for recovery of ₹6,19,489/- with interest
Evidence:
Plaintiff's evidence stands proved. Decree passed in favor of plaintiff.

Documents & Evidence

Document Type: Loan Application
Submitted By: Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A1
Document Type: Sanction Memorandum
Submitted By: Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A2
Document Type: Attestation Memo
Submitted By: Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A3
Document Type: Declaration Cum Undertaking Cum Authority
Submitted By: Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A4
Document Type: Composite Hypothecation Agreement
Submitted By: Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A5
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A6
Document Type: Letter of Sole-Proprietorship
Submitted By: Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A7
Document Type: Letter of installment with acceleration clause
Submitted By: Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A8
Document Type: Letter of authority to make payment directly to the dealer
Submitted By: Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A9
Document Type: Letter of acknowledgment of debt
Submitted By: Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A10
Document Type: Office copy of lawyer notice
Submitted By: Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A11
Document Type: Returned Postal envelope
Submitted By: Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Document Type: Computer printout of Statement of Account for the period from 31.03.2024 to 03.12.2024
Submitted By: Plaintiff
Relevance:
Submitted as part of evidence for outstanding amount
Reference:
Ext.A13

Quick Facts

Location
Ernakulam
Case Filed
Outcome Confidence
50%

Involved Entities

Bank

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