Case Summary
Bank of Baroda is suing defendants for non-repayment of a loan amounting to ₹6,19,489.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Defendants are ordered to pay ₹6,19,489 with 6% annual interest to the plaintiff.
Why Plaintiff Won:
Losing Side's Weaknesses:
Supporting Evidence
Judgment Evidence:
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Bank of Baroda
- Relation
- Rep by its Branch Manager
- Party Role
- Defendant
- Party Name
- M/s. Kulsum Boutique and Beauty Parlour
- Relation
- Sole Proprietor
- Party Role
- Defendant
- Party Name
- Jasmine Siddiqulakbar
- Party Age
- 52
- Relation
- W/o Siddiqul Akbar
Plaintiffs Documents
Loan Application, Sanction Memorandum, Attestation Memo, Declaration Cum Undertaking Cum Authority, Composite Hypothecation Agreement, Demand Promissory Note, Letter of Sole-Proprietorship, Letter of installment with acceleration clause, Letter of authority to make payment...
Defendants Documents
Nil
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Saira Phiroz
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Davis Pius
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Akshaya Sivan
- Appearance Type
- Assisting Counsel
Reliefs
Relief Type:
Money Recovery
Outcome:
Granted
Description:
Plaintiff granted a decree for recovery of ₹6,19,489/- with interest
Evidence:
Plaintiff's evidence stands proved. Decree passed in favor of plaintiff.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A1
Document Type:
Sanction Memorandum
Submitted By:
Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A2
Document Type:
Attestation Memo
Submitted By:
Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A3
Document Type:
Declaration Cum Undertaking Cum Authority
Submitted By:
Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A4
Document Type:
Composite Hypothecation Agreement
Submitted By:
Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A5
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A6
Document Type:
Letter of Sole-Proprietorship
Submitted By:
Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A7
Document Type:
Letter of installment with acceleration clause
Submitted By:
Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A8
Document Type:
Letter of authority to make payment directly to the dealer
Submitted By:
Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A9
Document Type:
Letter of acknowledgment of debt
Submitted By:
Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A10
Document Type:
Office copy of lawyer notice
Submitted By:
Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Ext.A11
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
Submitted as part of evidence to prove loan availed
Reference:
Document Type:
Computer printout of Statement of Account for the period from 31.03.2024 to 03.12.2024
Submitted By:
Plaintiff
Relevance:
Submitted as part of evidence for outstanding amount
Reference:
Ext.A13
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Case Code
Case between Bank of Baroda vs Kulsum Boutique and Beauty Parlour et al regarding Money Realisation
Case Code Year
Case between Bank of Baroda vs Kulsum Boutique and Beauty Parlour et al regarding Money Realisation