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O.S. No. 1223/2019

Case between Union Bank Of India vs Divyamol A K regarding Suit for realization of money

Court
Court of Munsiff, Ernakulam
Judge
Smt. Needi K Dinamany
Order Date
2025-02-01
Duration

Judgement document from eCourt website

Open judgment PDF (eCourt)
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Case Summary

Suit for realization of money filed by Union Bank Of India against Divyamol A K for defaulting on mudra loans.

Judgment Outcome

Plaintiff Won
Interim Order
Plaintiff Union Bank Of India won the case and was granted a decree to recover Rs.5,38,046.08 with interest from defendant Divyamol A K.
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:

Judgment Evidence:

Parties Involved

Plaintiffs

Union Bank Of India (null years) Neerpara branch, Arayankavu, Keechery Village, Kanayannoor Taluk, Kulayettikkara, Pin- 682317, Ernakulam District

Defendants

Divyamol A K (34 years years) Chennaravelil House, Kulayettikkara Desam, Village and Post, Kanayannoor Taluk, Pin- 682317, Ernakulam District

Reliefs

Relief Type: Money Recovery
Outcome: Granted
Description:
Plaintiff entitled to realize Rs.5,38,046.08/- with interest from defendant
Evidence:
Court directed defendant to pay Rs.5,38,046.08/- with interest to plaintiff

Documents & Evidence

Document Type: Term loan agreement
Submitted By: Plaintiff
Relevance:
Document establishing loan agreement for Rs.3,00,000/-
Reference:
Ext.A1
Document Type: General term loan agreement
Submitted By: Plaintiff
Relevance:
Document collecting general terms of loan agreement
Reference:
Ext.A2
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Document showing the demand for payment of Rs.3,00,000/-
Reference:
Ext.A3
Document Type: Term loan agreement
Submitted By: Plaintiff
Relevance:
Document establishing loan agreement for 2nd loan of Rs.2,50,000/-
Reference:
Ext.A4
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Document showing the demand for payment of Rs.2,50,000/-
Reference:
Ext.A5
Document Type: Notice
Submitted By: Plaintiff
Relevance:
Copy of notice sent to the defendant on 01.07.2019
Reference:
Ext.A6
Document Type: Lawyers notice
Submitted By: Plaintiff
Relevance:
Lawyers notice sent to the defendant on 17.07.2019
Reference:
Ext.A7
Document Type: Lawyers notice
Submitted By: Plaintiff
Relevance:
Lawyers notice correcting interest rate sent on 12.09.2019
Reference:
Ext.A8
Document Type: Postal receipt
Submitted By: Plaintiff
Relevance:
Document showing the postal receipt for sending a lawyer notice
Reference:
Ext.A9
Document Type: Acknowledgment card
Submitted By: Plaintiff
Relevance:
Document acknowledging receipt of a lawyers notice
Reference:
Ext.A10
Document Type: Account Statement
Submitted By: Plaintiff
Relevance:
Account statement from 22.03.2016 (Subject to proof)
Reference:
Ext.A11
Document Type: Account Statement
Submitted By: Plaintiff
Relevance:
Account statement from 28.12.2017 (Subject to proof)
Reference:
Ext.A12
Document Type: Account Statement
Submitted By: Plaintiff
Relevance:
Account statement dated 16.06.16 (Subject to proof)
Reference:
Ext.A13
Document Type: Debit Balance confirmation
Submitted By: Plaintiff
Relevance:
Document confirming the debit balance
Reference:
Ext.A14
Document Type: Acknowledgment card
Submitted By: Plaintiff
Relevance:
Acknowledgment card for receipt of lawyers notice on 12.09.2019
Reference:
Ext.A15

Quick Facts

Location
Ernakulam
Case Filed
Outcome Confidence
50%

Involved Entities

Bank

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