Case Summary
Suit for realization of money filed by Union Bank Of India against Divyamol A K for defaulting on mudra loans.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Plaintiff Union Bank Of India won the case and was granted a decree to recover Rs.5,38,046.08 with interest from defendant Divyamol A K.
Why Plaintiff Won:
Losing Side's Weaknesses:
Supporting Evidence
Judgment Evidence:
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Union Bank Of India
- Party Role
- Defendant
- Party Name
- Divyamol A K
- Party Age
- 34
- Relation
- W/o
Plaintiffs Documents
Term loan agreement, General term loan agreement, Demand promissory note for Rs. 3,00,000-, Term loan agreement of 2nd loan, Demand promissory note for Rs. 2,50,000-, Copy of notice, Lawyers notice, Lawyers notice, Postal receipt, Acknowledgment card, Account statement from 22.03.16, Account statement from 28.12.17, Account statement dated 16.06.16, Debit balance confirmation, Acknowledgment card
Defendants Documents
Advocates
Reliefs
Relief Type:
Money Recovery
Outcome:
Granted
Description:
Plaintiff entitled to realize Rs.5,38,046.08/- with interest from defendant
Evidence:
Court directed defendant to pay Rs.5,38,046.08/- with interest to plaintiff
Documents & Evidence
Document Type:
Term loan agreement
Submitted By:
Plaintiff
Relevance:
Document establishing loan agreement for Rs.3,00,000/-
Reference:
Ext.A1
Document Type:
General term loan agreement
Submitted By:
Plaintiff
Relevance:
Document collecting general terms of loan agreement
Reference:
Ext.A2
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
Document showing the demand for payment of Rs.3,00,000/-
Reference:
Ext.A3
Document Type:
Term loan agreement
Submitted By:
Plaintiff
Relevance:
Document establishing loan agreement for 2nd loan of Rs.2,50,000/-
Reference:
Ext.A4
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
Document showing the demand for payment of Rs.2,50,000/-
Reference:
Ext.A5
Document Type:
Notice
Submitted By:
Plaintiff
Relevance:
Copy of notice sent to the defendant on 01.07.2019
Reference:
Ext.A6
Document Type:
Lawyers notice
Submitted By:
Plaintiff
Relevance:
Lawyers notice sent to the defendant on 17.07.2019
Reference:
Ext.A7
Document Type:
Lawyers notice
Submitted By:
Plaintiff
Relevance:
Lawyers notice correcting interest rate sent on 12.09.2019
Reference:
Ext.A8
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Document showing the postal receipt for sending a lawyer notice
Reference:
Ext.A9
Document Type:
Acknowledgment card
Submitted By:
Plaintiff
Relevance:
Document acknowledging receipt of a lawyers notice
Reference:
Ext.A10
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
Account statement from 22.03.2016 (Subject to proof)
Reference:
Ext.A11
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
Account statement from 28.12.2017 (Subject to proof)
Reference:
Ext.A12
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
Account statement dated 16.06.16 (Subject to proof)
Reference:
Ext.A13
Document Type:
Debit Balance confirmation
Submitted By:
Plaintiff
Relevance:
Document confirming the debit balance
Reference:
Ext.A14
Document Type:
Acknowledgment card
Submitted By:
Plaintiff
Relevance:
Acknowledgment card for receipt of lawyers notice on 12.09.2019
Reference:
Ext.A15
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Case Code
Case between Union Bank Of India vs Divyamol A K regarding Suit for realization of money
Case Code Year
Case between Union Bank Of India vs Divyamol A K regarding Suit for realization of money