O.S. No.673/2024

Case between Bank of Baroda, Vazhakkala Branch vs Pushpa P regarding Suit for realization of money

Court

Court of Munsiff, Ernakulam

Judge

Smt. Needi. K. Dinamany

Order Date

2025-01-06

Duration

1 year 18 days

Case Closed

Judgement document from eCourt website

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Case Summary

Plaintiff Bank of Baroda sued defendant Pushpa P for non-repayment of Mudra loans totaling Rs.4,89,167.28. Defendant defaulted despite multiple loan agreements and legal notices.

Judgment Outcome

Judgment Favored

Plaintiff

Relief Granted

Realization of money

Case Type

Civil Suit

Final Judgment

Defendant to pay Rs.4,89,167.28 with interest to plaintiff, personal liability, costs awarded to plaintiff.

Why Plaintiff Won:

Losing Side's Weaknesses:

Supporting Evidence

Judgment Evidence:

Parties Involved

Parties

Party Role: Plaintiff
Party Name: Bank of Baroda, Vazhakkala Branch
Relation: Represented by

Party Role: Defendant
Party Name: Pushpa P
Party Age: 44
Relation: D/o

Plaintiffs Documents

Loan sanction letter, Demand promissory note for Rs. 2,92,000, Letter of installment with acceleration clause, Letter of Sole-proprietorship, Declaration cum Undertakings cum Authority, Composite Hypothecation Agreement, Loan sanction letter, Demand promissory note for Rs. 1,00,000, Declaration cum Undertakings cum Authority, Composite Hypothecation Agreement, Letter of acknowledgment of debt, Letter of acknowledgment of debt of Rs. 2,52,102.30, Letter of acknowledgment of debt of Rs. 91,706.52, Office copy of lawyer notice, Postal receipt, Returned registered postal cover with acknowledgment card, Certified true extract of account statement of loan account no. 58860600000164, Certified true extract of account statement of loan account no. 58860600000302

Defendants Documents

Nil

Advocates

Party Role: Plaintiff
Advocate Name: Aneesh K M
Appearance Type: Main Counsel

Party Role: Plaintiff
Advocate Name: Santhosh Kumar K
Appearance Type: Assisting Counsel

Party Role: Plaintiff
Advocate Name: Dileep Chandran
Appearance Type: Assisting Counsel

Reliefs

Relief Type: Recovery

Outcome: Granted

Description:

Defendant to pay Rs.4,89,167.28 with interest

Evidence:

Defendant acknowledged debts, default in repayment

Relief Type: Possession

Outcome: Granted

Description:

Defendant's assets liable to satisfy decree debt

Evidence:

Plaintiff entitled to realize costs of the suit