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O.S. No.673/2024

Case between Bank of Baroda, Vazhakkala Branch vs Pushpa P regarding Suit for realization of money

Court
Court of Munsiff, Ernakulam
Judge
Smt. Needi. K. Dinamany
Order Date
2025-01-06
Duration
1 year 18 days

Judgement document from eCourt website

Open judgment PDF (eCourt)
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Case Summary

Plaintiff Bank of Baroda sued defendant Pushpa P for non-repayment of Mudra loans totaling Rs.4,89,167.28. Defendant defaulted despite multiple loan agreements and legal notices.

Judgment Outcome

Plaintiff Won
Interim Order
Defendant to pay Rs.4,89,167.28 with interest to plaintiff, personal liability, costs awarded to plaintiff.
Judgment Favored
Plaintiff
Relief Granted
Realization of money
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:

Judgment Evidence:

Parties Involved

Plaintiffs

Bank of Baroda, Vazhakkala Branch (Age not specified years) Vijaya Complex, Ground floor, Civil line road, Chembumukku, Ernakulam district, Pin- 682030

Defendants

Pushpa P (44 years years) Naduvilaparambil House, Vazhakkala, Thrikkakkara, Ernakulam

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Defendant to pay Rs.4,89,167.28 with interest
Evidence:
Defendant acknowledged debts, default in repayment
Relief Type: Possession
Outcome: Granted
Description:
Defendant's assets liable to satisfy decree debt
Evidence:
Plaintiff entitled to realize costs of the suit

Documents & Evidence

Document Type: Loan Sanction Letter
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for loan details
Reference:
Ext.A1
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for loan details
Reference:
Ext.A2
Document Type: Letter of installment with acceleration clause
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for loan details
Reference:
Ext.A3
Document Type: Letter of Sole-Proprietorship
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for loan details
Reference:
Ext.A4
Document Type: Declaration cum Undertakings cum Authority
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for loan details
Reference:
Ext.A5
Document Type: Composite Hypothecation Agreement
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for loan details
Reference:
Ext.A6
Document Type: Loan Sanction Letter
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for loan details
Reference:
Ext.A7
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for loan details
Reference:
Ext.A8
Document Type: Declaration cum Undertakings cum Authority
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for loan details
Reference:
Ext.A9
Document Type: Composite Hypothecation Agreement
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for loan details
Reference:
Ext.A10
Document Type: Letter of acknowledgment of debt
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for loan details
Reference:
Ext.A11
Document Type: Letter of acknowledgment of debt
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for debt acknowledgment
Reference:
Ext.A12
Document Type: Letter of acknowledgment of debt
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for debt acknowledgment
Reference:
Ext.A13
Document Type: Copy of legal notice
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for legal notice
Reference:
Ext.A14
Document Type: Postal Receipts
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for postal confirmation
Reference:
Ext.A15
Document Type: Returned registered postal cover
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for postal confirmation
Reference:
Ext.A16
Document Type: Certified true extract of account statement of loan
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for loan account statement
Reference:
Ext.A17
Document Type: Certified true extract of account statement of loan
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit for loan account statement
Reference:
Ext.A18

Quick Facts

Location
Case Filed
Outcome Confidence
50%

Involved Entities

Bank

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