Case Summary
M/s Kerala Gramin Bank filed a suit against Jayakumar M.N for recovery of the amount due under an overdraft facility. The defendant failed to repay the borrowed amount despite repeated demands from the plaintiff.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant to pay an amount of 2,10,993.38/- with 9% interest per annum
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
Judgment Evidence:
In the result, The suit is decreed directing the defendant to pay an amount of 2,10,993.38/- with 9% interest per annum from the date of suit till the date of decree.
Parties Involved
Plaintiffs
M/s Kerala Gramin Bank (Age not specified years)
Mulanthuruthy Branch, Palal Building, Mulanthuruthy, Ernakulam Distict
Defendants
Jayakumar M.N (58 years)
‘Molepparambil’ house, Chottanikkara P.O, Near Homeo College, Chottanikara, Pin – 682312
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Directing the defendant to pay an amount of 2,10,993.38/- with interest.
Evidence:
In the result, The suit is decreed directing the defendant to pay an amount of 2,10,993.38/- with 9% interest per annum from the date of suit till the date of decree.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Submitted by the defendant to the plaintiff.
Reference:
Ext.A1
Document Type:
Request for overdraft facility
Submitted By:
Plaintiff
Relevance:
Submitted by the defendant to the plaintiff.
Reference:
Ext.A2
Document Type:
Agreement for MSME working Capital limits – CC & OD
Submitted By:
Plaintiff
Relevance:
Executed by the defendant in favour of the plaintiff.
Reference:
Ext.A3
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Executed by the defendant in favour of the plaintiff.
Reference:
Ext.A4
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Issued by the defendant in favour of the plaintiff.
Reference:
Ext.A5
Document Type:
Loan Account Statement
Submitted By:
Plaintiff
Relevance:
Certified copy of the statement of account of the defendant's loan account as of 30.09.23.
Reference:
Ext.A6
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Issued by the plaintiff to the defendant.
Reference:
Ext.A7
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
Returned postal envelope from the lawyer's notice sent to the defendant.
Reference:
Ext.A8