Case Summary
M/s Kerala Gramin Bank filed a suit against Jayakumar M.N for recovery of the amount due under an overdraft facility. The defendant failed to repay the borrowed amount despite repeated demands from the plaintiff.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant to pay an amount of 2,10,993.38/- with 9% interest per annum
Case Type
Civil Suit
Final Judgment
No
The suit is decreed directing the defendant to pay an amount of 2,10,993.38/- with 9% interest per annum from the date of suit till the date of decree.
Why Plaintiff Won:
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
Losing Side's Weaknesses:
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
Supporting Evidence
The unchallenged proof affidavit and documents would satisfactorily prove the plaint claim.
Judgment Evidence:
In the result, The suit is decreed directing the defendant to pay an amount of 2,10,993.38/- with 9% interest per annum from the date of suit till the date of decree.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- M/s Kerala Gramin Bank
- Relation
- represented by its Manager Cum Principal Officer
- Party Role
- Defendant
- Party Name
- Jayakumar M.N
- Party Age
- 58
- Relation
- S/o
Plaintiffs Documents
Loan Application, Request for overdraft facility, Agreement for MSME working Capital limits, Pronote for 2,00,000/-, Take delivery letter, Certified copy of statement of account, Copy of lawyer notice, Returned postal envelope
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- B.Jayaprakash
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Renju John
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Suja R Nair
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Thresia Anu P.J
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- A.T.Anilkumar
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Josepaul Thottam
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Benraj K.R
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Fathima Razak
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Aiswarya Sajeev (Exparte)
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Directing the defendant to pay an amount of 2,10,993.38/- with interest.
Evidence:
In the result, The suit is decreed directing the defendant to pay an amount of 2,10,993.38/- with 9% interest per annum from the date of suit till the date of decree.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Submitted by the defendant to the plaintiff.
Reference:
Ext.A1
Document Type:
Request for overdraft facility
Submitted By:
Plaintiff
Relevance:
Submitted by the defendant to the plaintiff.
Reference:
Ext.A2
Document Type:
Agreement for MSME working Capital limits – CC & OD
Submitted By:
Plaintiff
Relevance:
Executed by the defendant in favour of the plaintiff.
Reference:
Ext.A3
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Executed by the defendant in favour of the plaintiff.
Reference:
Ext.A4
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Issued by the defendant in favour of the plaintiff.
Reference:
Ext.A5
Document Type:
Loan Account Statement
Submitted By:
Plaintiff
Relevance:
Certified copy of the statement of account of the defendant's loan account as of 30.09.23.
Reference:
Ext.A6
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Issued by the plaintiff to the defendant.
Reference:
Ext.A7
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
Returned postal envelope from the lawyer's notice sent to the defendant.
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Other Civil Cases
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Non-payment of rent
Case Code
Case between M/s Kerala Gramin Bank vs Jayakumar M.N regarding Suit for money
Case Code Year
Case between M/s Kerala Gramin Bank vs Jayakumar M.N regarding Suit for money