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O.S. No. 1186/2023

Case between M/s Canara Bank vs Rajesh Michle alias Rajesh Michael regarding money realization

Court
Court of Munsiff, Ernakulam
Judge
Smt. Needi.K.Dinamany
Order Date
2025-02-17
Duration

Judgement document from eCourt website

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Case Summary

Plaintiff, Canara Bank, filed suit against defendant, Rajesh Michle, for defaulting on a loan amount of Rs.67,940.31/- with interest.

Judgment Outcome

Plaintiff Won
Interim Order
Plaintiff Canara Bank entitled to recover Rs.67,940.31/- with interest from defendant Rajesh Michle.
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:

Judgment Evidence:

null

Parties Involved

Plaintiffs

M/s Canara Bank (42 years) 112, J C Road, Bangalore

Defendants

Rajesh Michle alias Rajesh Michael (51 years) Puthiyakunnel House, Vattanathara, Thrissur District

Reliefs

Relief Type: Money and Loan Recovery
Outcome: Granted
Description:
Realization of money
Evidence:
Plaintiff has established a case and plaintiff is entitled to realize an amount of Rs.67,940.31/- with interest from the defendant.
Relief Type: Costs of the suit
Outcome: Granted
Description:
Plaintiff is entitled to realize the costs of the suit
Evidence:
Plaintiff is also entitled to realize the costs of the suit.

Documents & Evidence

Document Type: Loan Application
Submitted By: Plaintiff
Relevance:
Loan application dated 06.07.2020
Reference:
Ext.A1
Document Type: Process note format for sanction of Guaranteed Emergency Credit Line (GECL)
Submitted By: Plaintiff
Relevance:
Process note format for sanction of Guaranteed Emergency Credit Line (GECL)
Reference:
Ext.A2
Document Type: Sanction Memo/Order/Letter
Submitted By: Plaintiff
Relevance:
Sanction Memo/Order/Letter to defendant dated 06.07.2020
Reference:
Ext.A3
Document Type: Agreement cum deed of Hypothecation
Submitted By: Plaintiff
Relevance:
Agreement cum deed of Hypothecation dated 06.07.2020 executed by defendant
Reference:
Ext.A4
Document Type: Take Delivery letter to DPN (Demand Promissory Note)
Submitted By: Plaintiff
Relevance:
Take Delivery letter to Demand promissory note dated 06.07.2020
Reference:
Ext.A5
Document Type: Acknowledgment of debit and security
Submitted By: Plaintiff
Relevance:
Acknowledgment of debt and security dated 01.07.2023
Reference:
Ext.A6
Document Type: True copy of Lawyer Notice
Submitted By: Plaintiff
Relevance:
Registered lawyer notice dated 04.11.2023
Reference:
Ext.A7
Document Type: Postal receipt
Submitted By: Plaintiff
Relevance:
Reference:
Ext.A8
Document Type: Returned lawyer notice
Submitted By: Plaintiff
Relevance:
Returned lawyer notice
Reference:
Ext.A9
Document Type: Certified copy of Loan account extract
Submitted By: Plaintiff
Relevance:
Certified copy of Loan account extract of the defendant
Reference:
Ext.A10

Quick Facts

Location
Ernakulam
Case Filed
Outcome Confidence
50%

Involved Entities

Bank

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