Case Summary
Plaintiff, Canara Bank, filed suit against defendant, Rajesh Michle, for defaulting on a loan amount of Rs.67,940.31/- with interest.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Plaintiff Canara Bank entitled to recover Rs.67,940.31/- with interest from defendant Rajesh Michle.
Why Plaintiff Won:
Losing Side's Weaknesses:
Supporting Evidence
null
Judgment Evidence:
null
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- M/s Canara Bank
- Party Age
- 42
- Relation
- S/o K C Hariharan
- Party Role
- Defendant
- Party Name
- Rajesh Michle alias Rajesh Michael
- Party Age
- 51
- Relation
- S/o Michael
Plaintiffs Documents
Loan application, Process note format for GECL, Sanction Memo/Order/Letter, Agreement cum deed of Hypothecation, Take Delivery letter to DPN, Acknowledgment of debit and security, True copy of lawyer notice, Postal receipt, Returned lawyer notice, Certified copy of Loan account extract
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Jiji N Varghese
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Money and Loan Recovery
Outcome:
Granted
Description:
Realization of money
Evidence:
Plaintiff has established a case and plaintiff is entitled to realize an amount of Rs.67,940.31/- with interest from the defendant.
Relief Type:
Costs of the suit
Outcome:
Granted
Description:
Plaintiff is entitled to realize the costs of the suit
Evidence:
Plaintiff is also entitled to realize the costs of the suit.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Loan application dated 06.07.2020
Reference:
Ext.A1
Document Type:
Process note format for sanction of Guaranteed Emergency Credit Line (GECL)
Submitted By:
Plaintiff
Relevance:
Process note format for sanction of Guaranteed Emergency Credit Line (GECL)
Reference:
Ext.A2
Document Type:
Sanction Memo/Order/Letter
Submitted By:
Plaintiff
Relevance:
Sanction Memo/Order/Letter to defendant dated 06.07.2020
Reference:
Ext.A3
Document Type:
Agreement cum deed of Hypothecation
Submitted By:
Plaintiff
Relevance:
Agreement cum deed of Hypothecation dated 06.07.2020 executed by defendant
Reference:
Ext.A4
Document Type:
Take Delivery letter to DPN (Demand Promissory Note)
Submitted By:
Plaintiff
Relevance:
Take Delivery letter to Demand promissory note dated 06.07.2020
Reference:
Ext.A5
Document Type:
Acknowledgment of debit and security
Submitted By:
Plaintiff
Relevance:
Acknowledgment of debt and security dated 01.07.2023
Reference:
Ext.A6
Document Type:
True copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Registered lawyer notice dated 04.11.2023
Reference:
Ext.A7
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Reference:
Ext.A8
Document Type:
Returned lawyer notice
Submitted By:
Plaintiff
Relevance:
Returned lawyer notice
Reference:
Ext.A9
Document Type:
Certified copy of Loan account extract
Submitted By:
Plaintiff
Relevance:
Certified copy of Loan account extract of the defendant
Reference:
Ext.A10
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Case Code
Case between M/s Canara Bank vs Rajesh Michle alias Rajesh Michael regarding money realization
Case Code Year
Case between M/s Canara Bank vs Rajesh Michle alias Rajesh Michael regarding money realization