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O.S. No. 100/2024

Case between Canara Bank vs Unni V P et al regarding realization of money

Court
Court of Munsiff, Ernakulam
Judge
Smt. di.K.Dinamany
Order Date
2025-02-06
Duration

Judgement document from eCourt website

Open judgment PDF (eCourt)
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Case Summary

In the suit, Canara Bank is seeking to realize money from the defendants Unni V P and Purushothaman V associated with a vehicle loan availed by the 1st defendant and guaranteed by the 2nd defendant. Despite repeated demands and legal notice, the defendants failed to repay the loan.

Judgment Outcome

Plaintiff Won
Interim Order
The court decrees defendants to pay the plaintiff Rs.5,09,901.83 with interest rates specified in the judgment. Defendants' assets are also liable to satisfy the debt, and plaintiff is entitled to costs of the suit.
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:

Judgment Evidence:

null

Parties Involved

Plaintiffs

Canara Bank (35 years) High Court Branch, Ground Floor, KHCAA Chamber, High Court P O, Ernakulam- 682031

Defendants

Unni V P (60 years) Vazhathara House, Vallarpadam P O, Ernakulam- 682504 Purushothaman V (77 years) Vazhathara House, Vallarpadam P O, Ernakulam- 682504

Reliefs

Relief Type: Money Recovery
Outcome: Granted
Description:
Plaintiff claimed money recovery for a vehicle loan
Evidence:
Plaintiff established a case and is entitled to realize an amount of Rs.5,09,901.83/- with interest

Documents & Evidence

Document Type: Application for Vehicle Loan
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit showing loan application
Reference:
Ext.A1
Document Type: The Sanction Memorandum
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit showing loan sanction
Reference:
Ext.A2
Document Type: Can mobile loan agreement of Rs. 3,65,000/-
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit showing loan agreement
Reference:
Ext.A3
Document Type: Guarantee Covering letter and agreement
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit showing guarantee agreement
Reference:
Ext.A4
Document Type: Copy of Certificate of Registration of Vehicle
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit showing vehicle registration
Reference:
Ext.A5
Document Type: Acknowledgment of Debt and Security
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit showing debt acknowledgment
Reference:
Ext.A6
Document Type: Acknowledgment of Debt and Security
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit showing debt acknowledgment
Reference:
Ext.A7
Document Type: Legal Notice
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit showing legal notice
Reference:
Ext.A8
Document Type: Postal Receipts
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit showing postal receipts
Reference:
Ext.A9
Document Type: Ture copy of ledger folio in respect of the loan granted to the defendants maintained by the plaintiff bank in the ordinary course of business certified under Bankers Book of Evidence Act period upto 04.01.24
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit showing ledger details
Reference:
Ext.A10

Quick Facts

Location
Ernakulam
Case Filed
Outcome Confidence
100%

Involved Entities

Bank

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