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OS.30/2025

Case between The Federal Bank Limited, Vengola Branch of the Federal Bank Ltd., Bethsada Kiddies Park, P. P. Road, Vengola, Ernakulam, vs Basil Raju et al regarding realisation of money

Court
The Court of the Munsiff, Perumbavoor
Judge
Smt. Sumey Chandran
Order Date
2025-11-11
Duration

Judgement document from eCourt website

Open judgment PDF (eCourt)
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Case Summary

The Federal Bank Limited filed a suit against Basil Raju and others for realisation of money involving an education loan availed by the defendants.

Judgment Outcome

Plaintiff Won
Interim Order
The court decreed the suit in favor of the plaintiff, granting the relief to realize Rs. 9,03,997/- from the defendants with specified interest rates.
Judgment Favored
Plaintiff
Relief Granted
Realization of Rs. 9,03,997/- with interest rates specified
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:

Judgment Evidence:

Parties Involved

Plaintiffs

The Federal Bank Limited, Vengola Branch of the Federal Bank Ltd., Bethsada Kiddies Park, P. P. Road, Vengola, Ernakulam (35 years years) Village Vengola

Defendants

Basil Raju (30 years years) Aikkarakudy House, Perumani, Vengola P. O., Ernakulam District Sri. Raju Paul (58 years years) Aikkarakudy House, Perumani, Vengola P. O., Ernakulam District

Reliefs

Relief Type: Money Recovery
Outcome: Granted
Description:
Plaintiff entitled to realize the claim amount with interest
Evidence:
The unchallenged evidence of PW1 and documents marked as Ext. A1 to A11 proves the case of the plaintiff

Documents & Evidence

Document Type: Agreement for Federal Vidya/Special Vidya loan scheme
Submitted By: Plaintiff
Relevance:
Loan agreement between plaintiff and defendants
Reference:
Ext.A1
Document Type: Letter of undertaking cum declaration
Submitted By: Plaintiff
Relevance:
Undertaking document by defendants
Reference:
Ext.A2
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Document related to loan repayment
Reference:
Ext.A3
Document Type: Security Delivery Letter
Submitted By: Plaintiff
Relevance:
Security document
Reference:
Ext.A4
Document Type: Agreement
Submitted By: Plaintiff
Relevance:
General agreement
Reference:
Ext.A5
Document Type: Demand notices
Submitted By: Plaintiff
Relevance:
Notices regarding outstanding payments
Reference:
Exts.A6 to A7
Document Type: Balance confirmation letters
Submitted By: Plaintiff
Relevance:
Confirmation of outstanding balance
Reference:
Exts.A8 to A9
Document Type: Copy of Lawyer Notice
Submitted By: Plaintiff
Relevance:
Written notice by lawyer
Reference:
Ext.A10
Document Type: Statement of Account
Submitted By: Plaintiff
Relevance:
Account statement from specified time period
Reference:
Ext.A11

Quick Facts

Location
Case Filed
Outcome Confidence
100%

Involved Entities

Bank

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