Case Summary
The Federal Bank Limited filed a suit against Basil Raju and others for realisation of money involving an education loan availed by the defendants.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Realization of Rs. 9,03,997/- with interest rates specified
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, granting the relief to realize Rs. 9,03,997/- from the defendants with specified interest rates.
Why Plaintiff Won:
Losing Side's Weaknesses:
Supporting Evidence
Judgment Evidence:
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- The Federal Bank Limited, Vengola Branch of the Federal Bank Ltd., Bethsada Kiddies Park, P. P. Road, Vengola, Ernakulam
- Party Age
- 35
- Relation
- W/o Eldho Varghese
- Party Role
- Defendant
- Party Name
- Basil Raju
- Party Age
- 30
- Relation
- S/o Raju Paul
- Party Role
- Defendant
- Party Name
- Sri. Raju Paul
- Party Age
- 58
Plaintiffs Documents
Agreement for Federal Vidya Special Vidya loan scheme, Letter of undertaking cum declaration, Demand promissory note, Security delivery letter, Agreement, Demand notices, Balance confirmation letters, Lawyer notice, Statement of account
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Syriac Joseph
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Madhusudhanan K.
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Mathew Jacob
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Vrinda K. P.
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Angelmariya Biju
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Shreya Shree
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Money Recovery
Outcome:
Granted
Description:
Plaintiff entitled to realize the claim amount with interest
Evidence:
The unchallenged evidence of PW1 and documents marked as Ext. A1 to A11 proves the case of the plaintiff
Documents & Evidence
Document Type:
Agreement for Federal Vidya/Special Vidya loan scheme
Submitted By:
Plaintiff
Relevance:
Loan agreement between plaintiff and defendants
Reference:
Ext.A1
Document Type:
Letter of undertaking cum declaration
Submitted By:
Plaintiff
Relevance:
Undertaking document by defendants
Reference:
Ext.A2
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
Document related to loan repayment
Reference:
Ext.A3
Document Type:
Security Delivery Letter
Submitted By:
Plaintiff
Relevance:
Security document
Reference:
Ext.A4
Document Type:
Agreement
Submitted By:
Plaintiff
Relevance:
General agreement
Reference:
Ext.A5
Document Type:
Demand notices
Submitted By:
Plaintiff
Relevance:
Notices regarding outstanding payments
Reference:
Exts.A6 to A7
Document Type:
Balance confirmation letters
Submitted By:
Plaintiff
Relevance:
Confirmation of outstanding balance
Reference:
Exts.A8 to A9
Document Type:
Copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Written notice by lawyer
Reference:
Ext.A10
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Account statement from specified time period
Reference:
Ext.A11
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Perumbavoor
Common Reasons
Money Recovery
Case Code
OS.
Case Code Year
2025