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O. S. No. 197/2025

Case between The Federal Bank Ltd vs Nasiya P N et al regarding suit for recovery of money

Court
THE COURT OF THE MUNSIFF, PERUMBAVOOR
Judge
Smt. Sumey Chandran
Order Date
2025-12-20
Duration

Judgement document from eCourt website

Open judgment PDF (eCourt)
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Case Summary

This is a suit for recovery of money filed by the plaintiff The Federal Bank Ltd against defendants for failing to repay an educational loan. The plaintiff is awarded a sum of ₹6,84,402.65 with interest by the court.

Judgment Outcome

Plaintiff Won
Interim Order
Plaintiff is awarded a sum of ₹6,84,402.65 with interest at the rate of 6% per annum from the date of suit till realisation, together with costs.
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:

Judgment Evidence:

Parties Involved

Plaintiffs

The Federal Bank Ltd (Not mentioned years) Registered Office Aluva, Branch Perumbavoor, No 6, Federal Chambers, Near Crystal Hyper Market, Perumbavoor, Pin: 683542

Defendants

Nasiya P N (27 years years) Puthukkadan House, Kanjirakkadu, Rayonpuram P O, Perumbavoor, Ernakulam District, Pin: 683 543 Najeeb Puthukkadan Pareeth (51 years years) Puthukkadan House, Kanjirakkadu, Rayonpuram P O, Perumbavoor, Ernakulam District, Pin: 683 543 Shamla Najeeb (50 years years) Puthukkadan House, Kanjirakkadu, Rayonpuram P O, Perumbavoor, Ernakulam District, Pin: 683 543

Reliefs

Relief Type: Money Recovery
Outcome: Granted
Description:
Defendants directed to pay the plaintiff ₹6,84,402.65 with interest
Evidence:
The evidence of PW1 and documents marked as Ext.A1 to A10 proves the case of the plaintiff

Documents & Evidence

Document Type: Agreement for Federal Special Vidya Loan
Submitted By: Plaintiff
Relevance:
Agreement related to the loan granted to the first defendant
Reference:
Ext.A1
Document Type: Affidavit
Submitted By: Plaintiff
Relevance:
Affidavit related to the loan granted to the first defendant
Reference:
Ext.A2
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Note for Rs.2,80,000 related to the loan granted to the first defendant
Reference:
Ext.A3
Document Type: Security Delivery Letter
Submitted By: Plaintiff
Relevance:
Letter related to the security provided for the loan
Reference:
Ext.A4
Document Type: Agreement
Submitted By: Plaintiff
Relevance:
Agreement related to the loan terms and conditions
Reference:
Ext.A5
Document Type: Confirmation of balance
Submitted By: Plaintiff
Relevance:
Balance confirmation dated 04/09/2018
Reference:
Ext.A6
Document Type: Confirmation of balance
Submitted By: Plaintiff
Relevance:
Balance confirmation dated 02/09/2021
Reference:
Ext.A7
Document Type: Confirmation of balance
Submitted By: Plaintiff
Relevance:
Balance confirmation dated 25/07/2024
Reference:
Ext.A8
Document Type: Lawyer Notice
Submitted By: Plaintiff
Relevance:
Notice dated 07/08/2025
Reference:
Ext.A9
Document Type: Statement of Account
Submitted By: Plaintiff
Relevance:
Account statement from 08/09/2015 to 08/06/2025
Reference:
Ext.A10

Quick Facts

Location
Perumbavoor
Case Filed
Outcome Confidence
50%

Involved Entities

Bank

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