Case Summary
This is a suit for recovery of money filed by the plaintiff The Federal Bank Ltd against defendants for failing to repay an educational loan. The plaintiff is awarded a sum of ₹6,84,402.65 with interest by the court.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Plaintiff is awarded a sum of ₹6,84,402.65 with interest at the rate of 6% per annum from the date of suit till realisation, together with costs.
Why Plaintiff Won:
Losing Side's Weaknesses:
Supporting Evidence
Judgment Evidence:
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- The Federal Bank Ltd
- Party Role
- Defendant
- Party Name
- Nasiya P N
- Party Age
- 27
- Relation
- D/o
- Party Role
- Defendant
- Party Name
- Najeeb Puthukkadan Pareeth
- Party Age
- 51
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Shamla Najeeb
- Party Age
- 50
- Relation
- W/o
Plaintiffs Documents
Agreement for Federal Special Vidya Loan, Affidavit, Demand promissory note for Rs.2,80,000/-, Security delivery letter, Agreement, Confirmation of balance, Confirmation of balance, Confirmation of balance, Lawyer notice, Statement of accout from 08/09/2015 to 08/06/2025
Defendants Documents
Advocates
Reliefs
Relief Type:
Money Recovery
Outcome:
Granted
Description:
Defendants directed to pay the plaintiff ₹6,84,402.65 with interest
Evidence:
The evidence of PW1 and documents marked as Ext.A1 to A10 proves the case of the plaintiff
Documents & Evidence
Document Type:
Agreement for Federal Special Vidya Loan
Submitted By:
Plaintiff
Relevance:
Agreement related to the loan granted to the first defendant
Reference:
Ext.A1
Document Type:
Affidavit
Submitted By:
Plaintiff
Relevance:
Affidavit related to the loan granted to the first defendant
Reference:
Ext.A2
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
Note for Rs.2,80,000 related to the loan granted to the first defendant
Reference:
Ext.A3
Document Type:
Security Delivery Letter
Submitted By:
Plaintiff
Relevance:
Letter related to the security provided for the loan
Reference:
Ext.A4
Document Type:
Agreement
Submitted By:
Plaintiff
Relevance:
Agreement related to the loan terms and conditions
Reference:
Ext.A5
Document Type:
Confirmation of balance
Submitted By:
Plaintiff
Relevance:
Balance confirmation dated 04/09/2018
Reference:
Ext.A6
Document Type:
Confirmation of balance
Submitted By:
Plaintiff
Relevance:
Balance confirmation dated 02/09/2021
Reference:
Ext.A7
Document Type:
Confirmation of balance
Submitted By:
Plaintiff
Relevance:
Balance confirmation dated 25/07/2024
Reference:
Ext.A8
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Notice dated 07/08/2025
Reference:
Ext.A9
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Account statement from 08/09/2015 to 08/06/2025
Reference:
Ext.A10
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Perumbavoor
Common Reasons
Money Recovery
Case Code
Case between The Federal Bank Ltd vs Nasiya P N et al regarding suit for recovery of money
Case Code Year
Case between The Federal Bank Ltd vs Nasiya P N et al regarding suit for recovery of money