Case Summary
Plaintiff Bank Of Baroda (Erstwhile Vijaya Bank) filed a suit against defendants for defaulting on loans availed for purchasing a car. Defendants acknowledged their liability, failed to repay, and the account became NPA.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Realization of Rs. 8,16,629.48/- with interest
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
Judgment Evidence:
Defendants directed to pay the specified amount along with interest to the plaintiff.
Parties Involved
Plaintiffs
Bank Of Baroda (Erstwhile Vijaya Bank), Nettoor Branch, INTUC Junction, Nettoor, Ernakulam- 682019 (Age not specified years)
Defendants
Antony Sajo K J (34 years years)
Kalppurackal House, Nambiapuram, Palluruthy P O, Kerala- 682006
Annie Santhiyavu (62 years years)
Kalppurackal House, Nambiapuram, Palluruthy P O, Kerala- 682006
Reliefs
Relief Type:
Money Recovery
Outcome:
Granted
Description:
Plaintiff granted relief for recovery of Rs.8,16,629.48 with interest
Evidence:
Plaintiff established a case and entitled to realize the mentioned amount from defendants
Documents & Evidence
Document Type:
Sanction letter
Submitted By:
Plaintiff
Relevance:
Plaintiff issued loan sanction to defendants on 03.02.2017
Reference:
Ext.A1
Document Type:
Loan agreement cum Hypothecation Deed
Submitted By:
Plaintiff
Relevance:
Defendants executed agreement with plaintiff on 03.02.2017
Reference:
Ext.A2
Document Type:
Letter of guarantee
Submitted By:
Plaintiff
Relevance:
2ⁿᵈ defendant provided guarantee to plaintiff on 03.02.2017
Reference:
Ext.A3
Document Type:
Letter of acknowledgment of liability
Submitted By:
Plaintiff
Relevance:
Defendants acknowledged debt on 30.03.2019
Reference:
Ext.A4
Document Type:
Loan cum hypothecation agreement
Submitted By:
Plaintiff
Relevance:
1st defendant executed agreement on 04.09.2020
Reference:
Ext.A5
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
Demand note executed by 1st defendant on 04.09.2020
Reference:
Ext.A6
Document Type:
General form of guarantee
Submitted By:
Plaintiff
Relevance:
2ⁿᵈ defendant provided general guarantee on 04.09.2020
Reference:
Ext.A7
Document Type:
Sanction letter
Submitted By:
Plaintiff
Relevance:
Plaintiff issued sanction letter on 30.11.2020
Reference:
Ext.A8
Document Type:
Agreement for re-schedulement cum funded interest term loan
Submitted By:
Plaintiff
Relevance:
Defendants executed agreement for loan reschedulement on 30.11.2020
Reference:
Ext.A9
Document Type:
Letter of acknowledgment of debt
Submitted By:
Plaintiff
Relevance:
Defendants acknowledged debt on 31.03.2021
Reference:
Ext.A10
Document Type:
Notice issued to defendants
Submitted By:
Plaintiff
Relevance:
Notices sent to defendants on 03.06.2022
Reference:
Combined Ext.A11 to A12
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Account statement for period 03.02.2017 to 09.10.2023
Reference:
Ext.A13
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Account statement for period 04.09.2020 to 09.10.2023
Reference:
Ext.A14
Document Type:
Certified copy of Sale Deed
Submitted By:
Plaintiff
Relevance:
Sale deed copy dated 22.06.2016
Reference:
Ext.A15