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O.S No. 444/2024

Case between Canara Bank vs S.N Vegetables and fruits regarding loan repayment

Court
Principal Munsiff's Court, Ernakulam
Judge
Sri. Rohit Nandakumar
Order Date
2025-02-10
Duration
Case Closed

Judgement document from eCourt website

Judgment Document
Save Case Find Similar Cases

Case Summary

Plaintiff Canara Bank sued defendants for failure to repay a loan of ₹9,38,296.

Judgment Outcome

Plaintiff Won
Interim Order
Plaintiff Canara Bank was granted a decree to recover ₹9,38,296 with interest at 6% per annum from the defendants.
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Plaintiff Canara Bank was granted a decree to recover ₹9,38,296 with interest at 6% per annum from the defendants.
Why Plaintiff Won:
The uncontested evidence of PW1 proved defendants owed the amount to the plaintiff.
Losing Side's Weaknesses:
The uncontested evidence of PW1 proved defendants owed the amount to the plaintiff.
Supporting Evidence
null

Judgment Evidence:

null

Parties Involved

Parties

Party Role
Plaintiff
Party Name
Canara Bank
Party Age
43
Party Role
Defendant
Party Name
M/s. S.N Vegetables and fruits
Party Age
38
Party Role
Defendant
Party Name
Smt. Renjini Sunil
Party Age
38
Plaintiffs Documents
Application form for loans, Request for overdraft facilities, Cash Credit Agreement, Letter of undertaking, Pronote, and more
Defendants Documents
Nil

Advocates

Party Role
Plaintiff
Advocate Name
Mathew Abraham
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
O.V Abraham
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
C.P. B Subramanian
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Rema Menon R
Appearance Type
Main Counsel

Reliefs

Relief Type: Money and Loan Recovery
Outcome: Granted
Description:
Plaintiff entitled to recover the amount of ₹9,38,296/- with 6% interest
Evidence:
The plaintiff is entitled to recover the same from the defendants, with interest from the date of suit.

Documents & Evidence

Document Type: Application form for loans
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Ext.A1
Document Type: Request for Overdraft Facilities
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Ext.A2
Document Type: Cash Credit Agreement
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Ext.A3
Document Type: Letter of undertaking
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Ext.A4
Document Type: Pronote
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Ext.A5
Document Type: Application form for loans
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Ext.A6
Document Type: Request for Overdraft Facilities
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Ext.A7
Document Type: Letter of renewal
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Ext.A8
Document Type: Supplemental Agreement
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Ext.A9
Document Type: Link letter in respect of enhancement of credit facilities
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Ext.A10
Document Type: Pronote
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Ext.A11
Document Type: Application form for loans
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Ext.A12
Document Type: Loan Sanction Memorandum
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Document Type: Letter of renewal
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Document Type: Letter of undertaking
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Document Type: Supplemental Agreement
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Document Type: Link letter in respect of enhancement of credit facilities
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Document Type: Application form for loans
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Document Type: Request for Overdraft Facilities
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Document Type: Letter of renewal
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Document Type: Supplemental Agreement
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Document Type: Link letter in respect of enhancement of credit facilities
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Document Type: Pronote
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Document Type: Acknowledgment of Debt and Security
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Document Type: Office copy of lawyer notice
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:
Document Type: Computer print out of Statement of Account for the period from 06.03.2019 to 31.03.2024
Submitted By: Plaintiff
Relevance:
Plaintiff's exhibit used as documentary evidence
Reference:

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Case Code
Case between Canara Bank vs S.N Vegetables and fruits regarding loan repayment
Case Code Year
Case between Canara Bank vs S.N Vegetables and fruits regarding loan repayment

Quick Facts

Location
Ernakulam
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Case Filed
Case Closed
From
Sat, 02/01/2025 - 12:00
To
Fri, 02/28/2025 - 12:00
Outcome Confidence
50%

Involved Entities

Bank

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