O.S No. 444/2024

Case between Canara Bank vs S.N Vegetables and fruits regarding loan repayment

Court

Principal Munsiff's Court, Ernakulam

Judge

Sri. Rohit Nandakumar

Order Date

2025-02-10

Duration

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Case Summary

Plaintiff Canara Bank sued defendants for failure to repay a loan of ₹9,38,296.

Judgment Outcome

Judgment Favored

Plaintiff

Relief Granted

Case Type

Civil Suit

Final Judgment

No

Why Plaintiff Won:
The uncontested evidence of PW1 proved defendants owed the amount to the plaintiff.

Judgment Evidence:

null

Parties Involved

Plaintiffs

Canara Bank (43 years years) Arakunnam P.O, Ernakulam District, PIN 682 313

Defendants

M/s. S.N Vegetables and fruits (38 years years) Building No III/524 E, Arakunnam Junction, Ernakulam District, PIN 682 313 Smt. Renjini Sunil (38 years years) Maleppillil House, Edakkattuvayal, Ernakulam District, PIN 682 313

Reliefs

Relief Type: Money and Loan Recovery

Outcome: Granted

Description:

Plaintiff entitled to recover the amount of ₹9,38,296/- with 6% interest

Evidence:

The plaintiff is entitled to recover the same from the defendants, with interest from the date of suit.

Documents & Evidence

Document Type: Application form for loans

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Ext.A1

Document Type: Request for Overdraft Facilities

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Ext.A2

Document Type: Cash Credit Agreement

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Ext.A3

Document Type: Letter of undertaking

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Ext.A4

Document Type: Pronote

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Ext.A5

Document Type: Application form for loans

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Ext.A6

Document Type: Request for Overdraft Facilities

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Ext.A7

Document Type: Letter of renewal

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Ext.A8

Document Type: Supplemental Agreement

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Ext.A9

Document Type: Link letter in respect of enhancement of credit facilities

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Ext.A10

Document Type: Pronote

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Ext.A11

Document Type: Application form for loans

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Ext.A12

Document Type: Loan Sanction Memorandum

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Document Type: Letter of renewal

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Document Type: Letter of undertaking

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Document Type: Supplemental Agreement

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Document Type: Link letter in respect of enhancement of credit facilities

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Document Type: Application form for loans

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Document Type: Request for Overdraft Facilities

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Document Type: Letter of renewal

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Document Type: Supplemental Agreement

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Document Type: Link letter in respect of enhancement of credit facilities

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Document Type: Pronote

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Document Type: Acknowledgment of Debt and Security

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Document Type: Office copy of lawyer notice

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference:

Document Type: Computer print out of Statement of Account for the period from 06.03.2019 to 31.03.2024

Submitted By: Plaintiff

Relevance:

Plaintiff's exhibit used as documentary evidence

Reference: