Case Summary
Vijaya Bank is seeking to recover a loan amount from Kadeeja. The defendant defaulted on the loan repayments despite repeated demands from the plaintiff.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
An amount of Rs 34,845/- with interest at the rate of 11.65% per annum from the date of suit till realization.
Case Type
Civil Suit
Final Judgment
No
The court ruled in favor of Vijaya Bank and decreed the suit for the amount due along with interest. The defendant did not contest the claims made by the plaintiff.
Why Plaintiff Won:
The plaintiff proved the case by adducible evidence which remained unchallenged.
The plaintiff proved the case by adducible evidence which remained unchallenged.
Losing Side's Weaknesses:
The plaintiff proved the case by adducible evidence which remained unchallenged.
The plaintiff proved the case by adducible evidence which remained unchallenged.
Supporting Evidence
Therefore, I am satisfied that the plaintiff has proved his case by adducing cogent and reliable evidence.
Judgment Evidence:
In the result, the suit is decreed as follows. Plaintiff is entitled to realise an amount of Rs 34,845/- (Rupees Thirty Four thousand Eight Hundred and Forty Five only) with interest at the rate of 11.65 % per annum from the date of suit till the realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Vijaya Bank
- Relation
- Rep. By its Branch Manager
- Party Role
- Defendant
- Party Name
- Kadeeja
- Party Age
- 45
- Relation
- W/o Muhammedali.P.
Plaintiffs Documents
Loan Sanction dated 22.01.2016, Demand Promissory Note dated 22.01.2016, Letter of Repayment dated 22.01.2016, Loan Agreement cum Hypothecation Deed dated 22.01.2016, Copy of the lawyer notice dated 20.06.2016 with Postal Receipt, Copy of statement of accounts showing the details of the loan transaction.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. P.V.Suresh
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff sought to recover the outstanding loan amount from the defendant.
Evidence:
Therefore, I am satisfied that the plaintiff has proved his case by adducing cogent and reliable evidence. Hence the plaintiff is entitled to a decree as prayed for.
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is entitled to recover the costs of the suit from the defendants.
Evidence:
Plaintiff is entitled to realise the costs of the suit from the defendants.
Documents & Evidence
Document Type:
Loan Sanction
Submitted By:
Plaintiff
Relevance:
The document indicates the loan amount approved for the defendant on a specific date.
Reference:
Ext.A1
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
This document outlines the defendant's obligation to repay the loan amount with interest.
Reference:
Ext.A2
Document Type:
Letter of Repayment
Submitted By:
Plaintiff
Relevance:
This letter sets out the repayment terms agreed upon by the defendant.
Reference:
Ext.A3
Document Type:
Loan Agreement cum Hypothecation Agreement
Submitted By:
Plaintiff
Relevance:
This agreement contains the terms under which the loan was provided and secured.
Reference:
Ext.A4
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
This document serves as proof that the defendant was formally notified of the default.
Reference:
Ext.A5
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
This document shows the financial details related to the loan transaction.
Reference:
Ext.A6
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Malappuram
State
Kerala
Court Establishment
Munsiff Court, Tirur / Rent Control Court
Common Reasons
Non-payment of rent
Case Code
Case between Vijaya Bank, Tirur Branch vs Kadeeja regarding realization of money
Case Code Year
Case between Vijaya Bank, Tirur Branch vs Kadeeja regarding realization of money