Case Summary
The plaintiff, Kerala Gramin Bank, filed a suit for the recovery of a loan amount from the defendants, Pamila.V.S. and V.P.Surendran, who defaulted on their educational loan payments. The defendants did not appear in court, leading to an ex parte judgment.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realize an amount of Rs.1,77,354/- with interest at 6% per annum from the date of suit till realization from the defendants and their assets.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The plaintiff proved their case by adducement of cogent and reliable evidence despite the defendants failing to appear.
The plaintiff proved their case by adducement of cogent and reliable evidence despite the defendants failing to appear.
Judgment Evidence:
In the result, the suit is decreed as follows; I. Plaintiff is entitled to realise an amount of Rs.1,77,354/- (Rupees One Lakh Seventy Seven Thousand Three Hundred and Fifty Four), with interest at the rate of 6% per annum from the date of suit till realization from the defendants and their assets.
Parties Involved
Plaintiffs
Kerala Gramin Bank (Age not specified years)
Tirur Taluk.
Defendants
Pamila.V.S. (28 years)
Veluthedath Parambil House, South Annara, Tirur
V.P.Surendran (54 years)
Veluthedath Parambil House, South Annara, Tirur
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is entitled to recover an amount of Rs.1,77,354/- with interest.
Evidence:
the suit is decreed as follows; I. Plaintiff is entitled to realise an amount of Rs.1,77,354/-...
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is entitled to recover costs of the suit.
Evidence:
II. Plaintiff is entitled to realise costs of the suit from the defendant at confessional scale.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Document demonstrates the loan application submitted by Defendant No. 1.
Reference:
Ext.A1
Document Type:
Educational Loan Agreement
Submitted By:
Plaintiff
Relevance:
The agreement executed by the defendants for the loan amount.
Reference:
Ext.A2
Document Type:
Acknowledgement of Debt and Security
Submitted By:
Plaintiff
Relevance:
Shows the defendants' acknowledgment of the debt.
Reference:
Ext.A3
Document Type:
Acknowledgement of Debt and Security
Submitted By:
Plaintiff
Relevance:
Another acknowledgment of debt by the defendants.
Reference:
Ext.A4
Document Type:
Acknowledgement of Debt and Security
Submitted By:
Plaintiff
Relevance:
Third acknowledgment of debt by the defendants.
Reference:
Ext.A5
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Notice issued by the plaintiff bank to the defendants regarding the debt.
Reference:
Ext.A6
Document Type:
Copy of Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Details of the loan transaction showing the outstanding amount.
Reference:
Ext.A7