Case Summary
Plaintiff Syndicate Bank lent money to 1st defendant, who defaulted on payments. Bank filed suit for recovery. Defendants denied loan, claiming fraud by bank staff. Court ruled in favor of plaintiff.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Case
Final Judgment
No
Why Plaintiff Won:
Judgment Evidence:
null
Parties Involved
Plaintiffs
M/s. Syndicate Bank (null years)
Josh Towers, Padamugal Colony Junction, Vazhakkala, Kakkanad, Kochi - 682 030
M/s Canara Bank (null years)
Josh Towers, Padamugal Colony Junction, Vazhakkala, Kakkanad, Kochi- 682030
Defendants
Sabu M.G. (44 years years)
Mannathuparambil, Vennala P.O., Kochi - 682 028
Saji P.S. (37 years years)
Puthenpurakkal House, Manimooli, Vazhikkadavu, Malappuram District, Pin-679 333
Reliefs
Relief Type:
Injunction
Outcome:
Granted
Description:
Plaintiff granted the requested amount of Rs.2,51,064.61 with interest
Evidence:
The suit is decreed with costs in favor of the plaintiff
Documents & Evidence
Document Type:
Application for credit facility
Submitted By:
Plaintiff
Relevance:
Document submitted by the 1st defendant to avail a loan
Reference:
Ext.A1
Document Type:
Receipt
Submitted By:
Plaintiff
Relevance:
Proof of Rs.2,00,000 loan availed by the 1st defendant
Reference:
Ext.A2
Document Type:
Composite Hypothecation Agreement
Submitted By:
Plaintiff
Relevance:
Agreement signed by the 1st defendant related to the loan
Reference:
Ext.A3
Document Type:
Guarantee Agreement
Submitted By:
Plaintiff
Relevance:
Agreement signed by the 2nd defendant as a guarantor
Reference:
Ext.A4
Document Type:
Certified copy of statement of account
Submitted By:
Plaintiff
Relevance:
Records the details of the 1st defendant's loan account
Reference:
Ext.A5
Document Type:
Certified copy of savings bank account
Submitted By:
Plaintiff
Relevance:
Shows the 1st defendant's savings bank account details
Reference:
Ext.A6
Document Type:
Letter
Submitted By:
Plaintiff
Relevance:
Correspondence regarding repayment dispute from 1st defendant
Reference:
Ext.A7
Document Type:
Copy of reply letter
Submitted By:
Plaintiff
Relevance:
Plaintiff's response detailing the loan transaction
Reference:
Ext.A8
Document Type:
Copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Notice demanding repayment from defendants
Reference:
Ext.A9
Document Type:
Return postal envelope
Submitted By:
Plaintiff
Relevance:
Acknowledgement of postal communication
Reference:
Ext.A10
Document Type:
Reply lawyer's notice
Submitted By:
Plaintiff
Relevance:
Response to the lawyer's notice issued by the 1st defendant
Reference:
Document Type:
Pay-in-slip
Submitted By:
Plaintiff
Relevance:
Record of payments made by the 1st defendant
Reference:
Ext.A12 & Ext.A13