Case Summary
Kerala Gramin Bank filed a suit seeking recovery of a loan amount from the defendants.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Recovery of loan amount with interest and costs
Case Type
Civil Suit - Money Recovery
Final Judgment
No
The court decreed that the defendants are liable to pay the loan amount with interest and costs to the plaintiff.
Why Plaintiff Won:
Not mentioned.
Not mentioned.
Losing Side's Weaknesses:
Not mentioned.
Not mentioned.
Supporting Evidence
The plaintiff adduced evidence in tune with the averments in the plaint. Since the defendant remained ex parte, the evidence adduced by the plaintiff remained unchallenged. I find no reason to disbelieve PW.1. The plaintiff has proved its case by the oral evidence of PW1 and documents produced in this case.
Judgment Evidence:
In the result, the suit is decreed as follows: I. The defendants are directed to pay an amount of Rs. 9,00,105/- (Rupees Nine Lakh One hundred and five only) with interest at the rate of 12%...
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- Represented by its Manager
- Party Role
- Defendant
- Party Name
- Vishnupriya
- Party Age
- 27
- Relation
- D/o. M.P. Subramanian (Late). W/o. Jinesh. K.J.
- Party Role
- Defendant
- Party Name
- Santha
- Party Age
- 52
- Relation
- W/o. M.P. Subramanian (Late)
- Party Role
- Defendant
- Party Name
- Sunitha
- Party Age
- 30
- Relation
- D/o. M.P. Subramanian (Late)
- Party Role
- Defendant
- Party Name
- Sujitha
- Party Age
- 28
- Relation
- D/o. M.P. Subramanian (Late)
- Party Role
- Defendant
- Party Name
- Jyithin
- Party Age
- 24
- Relation
- S/o. M.P. Subramanian (Late)
Plaintiffs Documents
Education loan agreement, Acknowledgment of debt and security etc.
Defendants Documents
Not mentioned.
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. C.M.Venugopalan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. Sreekala.K
- Appearance Type
- Assisting Counsel
- Party Role
- Defendant
- Advocate Name
- Sri. K. Vipin
- Appearance Type
- Not mentioned
Reliefs
Relief Type:
Recovery of Loan Amount with Interest
Outcome:
Granted
Description:
Plaintiff to receive Rs. 9,00,105/- with interest
Evidence:
The defendants are directed to pay an amount of Rs. 9,00,105/- (Rupees Nine Lakh One hundred and five only) with interest at the rate of 12% per annum on principal amount of Rs. 3,98,000/-...
Relief Type:
Costs
Outcome:
Granted
Description:
Defendants to pay costs of the suit to the plaintiff
Evidence:
The defendants are directed to pay costs of the suit to the plaintiff.
Documents & Evidence
Document Type:
Education Loan Agreement
Submitted By:
Plaintiff
Relevance:
Loan agreement between plaintiff bank and defendants
Reference:
Ext.A1
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Acknowledgment of debt and security provided by defendants
Reference:
Ext.A2, Ext.A3
Document Type:
Supplemental educational Loan Agreement
Submitted By:
Plaintiff
Relevance:
Supplemental agreement regarding educational loan
Reference:
Ext.A4
Document Type:
Agreement
Submitted By:
Plaintiff
Relevance:
Agreement executed on 28.01.2011
Reference:
Ext.A5
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Acknowledgments of debt and security by defendants
Reference:
Ext.A6 to Ext.A13
Document Type:
Copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Lawyer notice sent to defendants on 11.12.2015
Reference:
Ext.A14
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Copy of the statement of accounts on 01.02.2016
Reference:
Ext.A15
Case Classification
Case Type
Civil Suit - Money Recovery
Category
Money and Loan Recovery
District
Malappuram
State
Kerala
Court Establishment
Munsiff Court, Tirur / Rent Control Court
Common Reasons
Loan agreement breach
Case Code
Case between Kerala Gramin Bank vs Vishnupriya et al regarding loan recovery
Case Code Year
Case between Kerala Gramin Bank vs Vishnupriya et al regarding loan recovery