Case Summary
Kerala Gramin Bank filed a suit for loan recovery against defendants who defaulted in repaying the loan amount with interest, leading to a total due amount of Rs. 84,816.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Recovery of loan amount with interest and costs
Case Type
Civil Suit - Money Recovery
Final Judgment
No
The court decreed in favor of the plaintiff, allowing recovery of the loan amount with interest and costs from the defendants.
Why Plaintiff Won:
The plaintiff provided oral evidence and documents proving the loan transaction and default by the defendants.
The plaintiff provided oral evidence and documents proving the loan transaction and default by the defendants.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
The plaintiff adduced evidence in tune with the averments in the plaint. As stated above, the first defendant admitted the suit claim. Since the defendant remained ex parte, the evidence adduced by the plaintiff remained unchallenged.
Judgment Evidence:
The plaintiff has proved its case by the oral evidence of PW.1 and documents produced in this case So, the plaintiff is entitled for a decree as prayed for.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- P.Unnikrishnan
- Party Age
- 44
- Relation
- S/o. Velayudhan
- Party Role
- Defendant
- Party Name
- Smt. Kali K.P.
- Party Age
- 83
- Relation
- W/o. Krishnan (late)
Plaintiffs Documents
Loan Application, Request for Over Draft Facilities, Demand Promissory Note, Take Delivery Letter, Agreement for Retail Credit Card, Acknowledgment of Debt and Security, Copy of Lawyer Notice, Statement of Account
Defendants Documents
Not available
Advocates
Reliefs
Relief Type:
Money Recovery
Outcome:
Granted
Description:
Recovery of loan amount with interest and costs
Evidence:
The suit is decreed in favor of the plaintiff, allowing the recovery of the loan amount with interest and costs from the defendants.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Submitted by the defendant on 7.2.2009 for a loan of Rs. 50,000 for business purpose.
Reference:
A1
Document Type:
Request for Over Draft facilities
Submitted By:
Plaintiff
Relevance:
Document submitted by the defendant for loan facilities on 7.2.2009.
Reference:
A2
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
Executed for Rs.50,000 on 7.2.2009.
Reference:
A3
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Document related to the demand promissory note on 7.2.2009.
Reference:
A4
Document Type:
Agreement for Retail Credit Card
Submitted By:
Plaintiff
Relevance:
Executed by the first defendant on 7.2.2009.
Reference:
A5
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Acknowledged by the first defendant on 18.11.2011.
Reference:
A6
Document Type:
Copy of Registered Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Issued to defendant by the plaintiff on 22.4.2013.
Reference:
A7
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Showing Rs. 84,816 due from the defendants as on the suit date.
Reference:
A8
Case Classification
Case Type
Civil Suit - Money Recovery
Category
Money and Loan Recovery
District
Malappuram
State
Kerala
Court Establishment
Munsiff Court, Tirur / Rent Control Court
Common Reasons
Loan default
Case Code
Case between Kerala Gramin Bank vs P.Unnikrishnan et al regarding loan recovery
Case Code Year
Case between Kerala Gramin Bank vs P.Unnikrishnan et al regarding loan recovery