Case Summary
Kerala Gramin Bank filed a suit against defendants Mohammed K. and Moideen Bava Kutty K. seeking realisation of money due to default on a loan agreement.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Realization of Rs. 33,923 with interest and costs
Case Type
Civil Suit - Money Recovery
Final Judgment
No
The court decreed the suit in favor of the plaintiff bank, allowing the recovery of the outstanding amount with accrued interest and costs from the defendants.
Why Plaintiff Won:
Plaintiff proved the loan agreement, default in repayment, acknowledgment of debt, and non-appearance of defendants in court.
Plaintiff proved the loan agreement, default in repayment, acknowledgment of debt, and non-appearance of defendants in court.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
The plaintiff adduced evidence in tune with the averments in the plaint. The evidence adduced by the plaintiff remained unchallenged. I find no reason to disbelieve PW.1.
Judgment Evidence:
In the result, the suit is decreed as follows: Plaintiff is allowed to realise an amount of Rs.33,923/- with interest at the rate of 14 % per annum from the date of suit...
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- Mohammed K.
- Party Age
- 39
- Relation
- S/o. Moosa
- Party Role
- Defendant
- Party Name
- Moideen Bava Kutty K.
- Party Age
- 62
- Relation
- S/o. Kammukutty
Plaintiffs Documents
Application Form for Non Farm Sector Loans, Demand Promissory Note, Take Delivery Letter to DPN, Agreement for Swarozgar Credit Card, Acknowledgment of Debt and Security, Copy of Lawyer Notice, True Copy of Statement of Account
Defendants Documents
Not available
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. C.M.Venugopalan
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. K.Sreekala
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Realization of Rs. 33,923 with interest and costs
Evidence:
In the result, the suit is decreed as follows: Plaintiff is allowed to realise an amount of Rs.33,923/- with interest at the rate of 14 % per annum from the date of suit...
Documents & Evidence
Document Type:
Application Form for Non Farm Sector Loans
Submitted By:
Plaintiff
Relevance:
Proves loan application by the defendant
Reference:
A1
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
Establishes the loan amount of Rs. 25,000/- received by the defendant
Reference:
A2
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Related to loan transactions
Reference:
A3
Document Type:
Agreement for Swarozgar Credit Card
Submitted By:
Plaintiff
Relevance:
Related to loan agreement terms
Reference:
A4
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
Defendant's acknowledgment of debt
Reference:
A5
Document Type:
Copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Evidence of communication with defendants regarding repayment
Reference:
A6
Document Type:
True Copy of Statement of Account
Submitted By:
Plaintiff
Relevance:
Shows the outstanding amount due from defendants
Reference:
A7
Case Classification
Case Type
Civil Suit - Money Recovery
Category
Money and Loan Recovery
District
Malappuram
State
Kerala
Court Establishment
Munsiff Court, Tirur / Rent Control Court
Common Reasons
Case Code
Case between Kerala Gramin Bank vs Mohammed K. et al regarding money realisation
Case Code Year
Case between Kerala Gramin Bank vs Mohammed K. et al regarding money realisation