Case Summary
Kerala Gramin Bank filed a suit against P.P. Unnikrishnan for the realisation of money loaned under KCC scheme, as the defendant failed to repay the loan despite repeated demands.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Money recovery with interest
Case Type
Civil Suit - Money Recovery
Final Judgment
No
The court decreed in favor of the plaintiff, Kerala Gramin Bank, allowing them to recover Rs. 69,349 with interest from the defendant.
Why Plaintiff Won:
Reason not clearly mentioned
Reason not clearly mentioned
Losing Side's Weaknesses:
Reason not clearly mentioned
Reason not clearly mentioned
Supporting Evidence
Since the defendant admitted the suit claim, the plaintiff is entitled for a decree as stated above.
Judgment Evidence:
In the result, the suit is decreed as follows
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- P.P. Unnikrishnan
- Party Age
- 48
- Relation
- S/o. Govindankutty Nair
Plaintiffs Documents
Memorandum of Agreement, Lawyer notice dated 6.12.2013, Bank records etc.
Defendants Documents
Not mentioned
Advocates
Reliefs
Relief Type:
Money Recovery
Outcome:
Granted
Description:
Recovery of Rs. 69,349 with interest
Evidence:
Plaintiff is allowed to realise an amount of Rs. 69,349/- (Rupees Sixty Nine Thousand Three Hundred and Forty Nine only) with interest at the rate of 12% per annum from the date of suit till today, and thereafter at the rate of 6% per annum till realisation on Rs.67,086/- (Rupees Sixty Seven Thousand and Eighty Six only) from the defendant and their assets.
Relief Type:
Legal Costs
Outcome:
Granted
Description:
Plaintiff is entitled to realise costs of the suit from the defendant at confessional scale
Evidence:
Plaintiff is entitled to realise costs of the suit from the defendant at confessional scale.
Documents & Evidence
Document Type:
Memorandum of Agreement
Submitted By:
Plaintiff
Relevance:
Evidence of loan terms and conditions
Reference:
Document Type:
Lawyer Notice dated 6.12.2013
Submitted By:
Plaintiff
Relevance:
Evidence of demands made for loan repayment
Reference:
Document Type:
Bank records
Submitted By:
Plaintiff
Relevance:
Account details of the loan transaction
Reference:
Case Classification
Case Type
Civil Suit - Money Recovery
Category
Money and Loan Recovery
District
Malappuram
State
Kerala
Court Establishment
Munsiff Court, Tirur / Rent Control Court
Common Reasons
Loan Agreement Default
Case Code
Case between Kerala Gramin Bank vs P.P. Unnikrishnan regarding loan repayment
Case Code Year
Case between Kerala Gramin Bank vs P.P. Unnikrishnan regarding loan repayment