Case Summary
Kerala Gramin Bank filed a suit against Abdul Azeez seeking recovery of a loan amount with interest due to non-payment and violation of loan terms.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Money Recovery with Interest
Case Type
Civil Suit - Money Recovery
Final Judgment
No
The court decreed the suit in favor of the plaintiff, directing the defendant to pay the loan amount with interest and costs.
Why Plaintiff Won:
The plaintiff proved its case by adducing cogent and reliable evidence.
The plaintiff proved its case by adducing cogent and reliable evidence.
Losing Side's Weaknesses:
The plaintiff proved its case by adducing cogent and reliable evidence.
The plaintiff proved its case by adducing cogent and reliable evidence.
Supporting Evidence
Since the defendants opted to remain exparte, the evidence adduced by the PW1 remained unchallenged. I find no reason to disbelieve the evidence adduced by the plaintiff. So, the plaintiff has proved its case by adducing cogent and reliable evidence.
Judgment Evidence:
The suit is decreed as follows: I. The defendant is hereby directed to pay the sum of Rs.31,308/- (Rupees Thirty one thousand three hundred and eight only) to the plaintiff with interest there on at the rate of 8% per annum from the date of suit till the date of realisation II. The defendant shall pay the costs of the suit to the plaintiff. (Dictated to the Confidential Assistant, transcribed by her, corrected by me and pronounced in open court, this the 13th day of April, 2018). MUNSIFF.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- By its Manager
- Party Role
- Defendant
- Party Name
- Abdul Azeez
- Party Age
- 51
- Relation
- S/o Moideenkutty
Plaintiffs Documents
Application for Personal Loan, Request for overdraft Facilities, Pronote, Take Delivery Letter to DPN, Agreement for MSME working Capital Limits-CC&OD, Copy of Lawyer Notice, Statement of Account
Defendants Documents
Not available
Advocates
Reliefs
Relief Type:
Money Recovery
Outcome:
Granted
Description:
Directed the defendant to pay the sum of Rs.31,308/- to the plaintiff with interest.
Evidence:
The suit is decreed as follows: I. The defendant is hereby directed to pay the sum of Rs.31,308/- (Rupees Thirty one thousand three hundred and eight only) to the plaintiff with interest there on at the rate of 8% per annum from the date of suit till the date of realisation.
Relief Type:
Costs of Suit
Outcome:
Granted
Description:
Defendant to pay the costs of the suit to the plaintiff.
Evidence:
The suit is decreed as follows: II. The defendant shall pay the costs of the suit to the plaintiff. (Dictated to the Confidential Assistant, transcribed by her, corrected by me and pronounced in open court, this the 13th day of April, 2018). MUNSIFF.
Documents & Evidence
Document Type:
Application for Personal Loan
Submitted By:
Plaintiff
Relevance:
Loan application dated 9-12-2014.
Reference:
A1
Document Type:
Request for Overdraft Facilities
Submitted By:
Plaintiff
Relevance:
Request for overdraft facilities dated 9-12-2014.
Reference:
A2
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
On-demand promissory note dated 9-12-2014.
Reference:
A3
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
Take delivery letter to demand promissory note dated 9-12-2014.
Reference:
A4
Document Type:
Agreement for MSME Working Capital Limits-CC&OD
Submitted By:
Plaintiff
Relevance:
Agreement for MSME working capital limits-CC&OD dated 9-12-14.
Reference:
A5
Document Type:
Copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Copy of lawyer notice dated 28-9-2017.
Reference:
A6
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Statement of account for the period of 9-12-2014 to 3-11-2017.
Reference:
A7
Case Classification
Case Type
Civil Suit - Money Recovery
Category
Money and Loan Recovery
District
Malappuram
State
Kerala
Court Establishment
Munsiff Court, Tirur / Rent Control Court
Common Reasons
Loan Recovery
Case Code
Case between Kerala Gramin Bank vs Abdul Azeez et al regarding loan recovery
Case Code Year
Case between Kerala Gramin Bank vs Abdul Azeez et al regarding loan recovery