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O.S. No. 1509 /2019

Case between Kerala Chit Formans Company Pvt. Ltd. vs Sunitha Kumari et al regarding Suit for realization of money.

Court
IN THE COURT OF MUNSIFF, ERNAKULAM
Judge
Smt. Needi.K.Dinamany
Order Date
2025-03-29
Duration
approximately-3 years 10 months
Case Closed
Sat, 03/29/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

Kerala Chit Formans Company Pvt. Ltd. is suing Sunitha Kumari and Jayachandran for default on payments related to a chitty auction. The plaintiff claims the defendants owe Rs. 3,68,450/- including interest for defaulted installments.

Judgment Outcome

Plaintiff Won
Interim Order
The court found in favor of the plaintiff, ordering the defendants to pay the outstanding amount with interest. The defendants were also held liable to cover the costs of the suit.
Judgment Favored
Plaintiff
Relief Granted
Defendants shall pay Rs. 3,68,450/- with interest @ 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The court found in favor of the plaintiff, ordering the defendants to pay the outstanding amount with interest. The defendants were also held liable to cover the costs of the suit.
Why Plaintiff Won:
The plaintiff provided sufficient evidence of payments made and established that the suit was not barred by limitation.
Losing Side's Weaknesses:
The plaintiff provided sufficient evidence of payments made and established that the suit was not barred by limitation.
Supporting Evidence
The defendants have not proved the contention that they have discontinued the chitty transaction after 8th installment. Further Ext B1 cheque and Ext A4 ledger account would show that 1st defendant had made payment till 30th installment.

Judgment Evidence:

In the result, suit is decreed on the following terms. 1) Defendants shall pay Rs. 3,68,450/- (Rupees Three lakhs sixty eight thousand four hundred fifty only) with interest @ 6% per annum on the principal amount of Rs. 2,00,000/- (Rupees Two lakhs only) from the date of suit till date of decree till realization as the case may be, to the plaintiff.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
Kerala Chit Formans Company Pvt. Ltd.
Party Role
Defendant
Party Name
Sunitha Kumari
Party Age
44
Relation
W/o
Party Role
Defendant
Party Name
Jayachandran
Party Age
54
Relation
Fathers name not known
Plaintiffs Documents
Authorization issued by the Company, Debit Voucher for Rs. 3,41,000/-, Chitty agreement, Certified ledger extract, Account statement of the plaintiff maintained in Punjab National Bank.
Defendants Documents
Copy of Cheque for Rs. 3,41,000/

Advocates

Party Role
Plaintiff
Advocate Name
K S Sumitha
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Lehna Mohanan
Appearance Type
Assisting Counsel
Party Role
Defendant
Advocate Name
Rama Narayana Prabhu
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff sought recovery of Rs. 3,68,450/- including principal and interest.
Evidence:
Defendants are liable to pay Rs. 3,68,450 towards principal amount and interest with future interest of 18% to the plaintiff.
Relief Type: Costs
Outcome: Granted
Description:
Plaintiff is entitled to realize the costs of the suit.
Evidence:
Plaintiff is also entitled to realize the costs of the suit.

Documents & Evidence

Document Type: Authorization
Submitted By: Plaintiff
Relevance:
Authorization issued by the Company allowing the manager to represent the plaintiff in legal proceedings.
Reference:
Ext.A1
Document Type: Debit Voucher
Submitted By: Plaintiff
Relevance:
Debit voucher for the auction amount received by the first defendant.
Reference:
Ext.A2
Document Type: Chitty Agreement
Submitted By: Plaintiff
Relevance:
Agreement signed by the defendants committing to pay the remaining installments.
Reference:
Ext.A3
Document Type: Ledger Extract
Submitted By: Plaintiff
Relevance:
Certified ledger extract showing payments made by the defendants.
Reference:
Ext.A4
Document Type: Account Statement
Submitted By: Plaintiff
Relevance:
Account statement of the plaintiff maintained in Punjab National Bank.
Reference:
Ext.A5
Document Type: Registered Letter
Submitted By: Plaintiff
Relevance:
Office copy of the registered letter issued by the plaintiff to the defendant.
Reference:
Ext.A6
Document Type: Acknowledgment card
Submitted By: Plaintiff
Relevance:
Card acknowledging receipt of communication from the plaintiff.
Reference:
Ext.A7
Document Type: Letter
Submitted By: Plaintiff
Relevance:
Letter issued by the first defendant to the plaintiff.
Reference:
Ext.A8
Document Type: Cheque
Submitted By: Defendant
Relevance:
Copy of cheque for the auction amount of Rs. 3,41,000/-.
Reference:
Ext.B1

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Case Code
Case between Kerala Chit Formans Company Pvt. Ltd. vs Sunitha Kumari et al regarding Suit for realization of money.
Case Code Year
Case between Kerala Chit Formans Company Pvt. Ltd. vs Sunitha Kumari et al regarding Suit for realization of money.

Case Flags

Cheque-Related Case
Nature of Cheque Case
Cheque Dishonour under Section 138 N.I. Act

Quick Facts

Location
Ernakulam
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Case Filed
Mon, 12/02/2019 - 12:00
Case Closed
Sat, 03/29/2025 - 12:00
From
Sat, 03/01/2025 - 12:00
To
Mon, 03/31/2025 - 12:00
Outcome Confidence
95%

Involved Entities

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