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O.S No. 432/2024

Case between I.D.B.I Bank Ltd. et al vs M/s. Stark Trading Company et al regarding realisation of money

Court
THE PRINCIPAL MUNSIFF, ERNAKULAM
Judge
Sri. Rohit Nandakumar
Order Date
2025-02-01
Duration

Judgement document from eCourt website

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Case Summary

Plaintiff, I.D.B.I Bank Ltd., filed suit against defendants for not repaying a loan amount of ₹4,61,719.46. Defendants failed to file written statement and were set ex parte. Plaintiff's evidence was uncontested.

Judgment Outcome

Plaintiff Won
Interim Order
Defendants directed to pay plaintiff ₹4,61,719.46 with 6% interest per annum. Plaintiff entitled to costs of the suit.
Judgment Favored
Plaintiff
Relief Granted
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
Plaintiff's evidence was uncontested and established the amount owed by defendants.

Judgment Evidence:

Parties Involved

Plaintiffs

I.D.B.I Bank Ltd. (54 years) IDBI Bank Ltd., Panampilly Nagar, Ernakulam - 682 036

Defendants

M/s. Stark Trading Company (Age not specified years) Door No. 53/3598/C, 2nd Floor, Pynadath Square, Convent Road, Ponnurunnu, Kochi - 682 019 Udaya Menon (65 years) 1315, Purva Grandbay, Abraham Madamakkal Road, Kochi - 682 035 Laxmi Bharadwaj (37 years) J-5 Vikas Puri, West Delhi - 110 018

Reliefs

Relief Type: Money and Loan Recovery
Outcome: Granted
Description:
Recovery of loan amount with interest
Evidence:
Suit is decreed to recover ₹4,61,719.46 with 6% interest

Documents & Evidence

Document Type: Letter of intent
Submitted By: Plaintiff
Relevance:
To establish the agreement terms
Reference:
Ext.A1
Document Type: Hypothecation cum loan agreement
Submitted By: Plaintiff
Relevance:
Loan agreement details
Reference:
Ext.A2
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Evidencing the loan amount
Reference:
Ext.A3
Document Type: Common Guarantee Deed
Submitted By: Plaintiff
Relevance:
Security for loan repayment
Reference:
Ext.A4
Document Type: True copy of legal notice
Submitted By: Plaintiff
Relevance:
Notice sent to defendants
Reference:
Ext.A5
Document Type: Returned Postal envelope
Submitted By: Plaintiff
Relevance:
Evidence of communication
Reference:
Document Type: Computer print out of interest report for accounts
Submitted By: Plaintiff
Relevance:
Financial calculation proof
Reference:

Quick Facts

Location
Ernakulam
Case Filed
Outcome Confidence
50%

Involved Entities

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