Case Summary
The case involves Union Bank of India as the plaintiff claiming that Sunitha Sujith, the defendant, has failed to repay a loan. The plaintiff seeks to recover an amount of ₹7,98,508.72 from the defendant.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay ₹7,98,508.72 with interest at 6% per annum.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The case of the plaintiff stands proved based on uncontested evidence.
The case of the plaintiff stands proved based on uncontested evidence.
Judgment Evidence:
In the result, the suit is decreed as follows: I. The defendant is directed to pay to the plaintiff, an amount of 7,98,508.72/- with interest at the rate of 6% per annum.
Parties Involved
Plaintiffs
Union Bank of India (Age not specified years)
Building No. 32/1289, Peringattu Building, Palarivattom P.O, Kochi, Pin – 682 025, Ernakulam District
Defendants
Sunitha Sujith (not known to the plaintiff years)
Nedumchilambil, Vennala, Pin – 682 028
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant is directed to pay the plaintiff an amount of 7,98,508.72/- with interest.
Evidence:
I. The defendant is directed to pay to the plaintiff, an amount of 7,98,508.72/- (Rupees seven lakhs ninety eight thousand five hundred and eight and seventy two paise only) with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendant.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
This document demonstrates the defendant's promise to repay the loan to the plaintiff.
Reference:
Ext.A1
Document Type:
Letter of undertaking from the borrower
Submitted By:
Plaintiff
Relevance:
This letter confirms the obligations undertaken by the borrower regarding the loan.
Reference:
Ext.A2
Document Type:
Letter of Continuity
Submitted By:
Plaintiff
Relevance:
This letter shows the ongoing commitment of the defendant to the loan agreement.
Reference:
Ext.A3
Document Type:
Interest Agreement
Submitted By:
Plaintiff
Relevance:
This agreement outlines the terms under which interest would be charged on the loan.
Reference:
Ext.A4
Document Type:
Term loan agreement
Submitted By:
Plaintiff
Relevance:
This agreement details the terms of the loan availed by the defendant.
Reference:
Ext.A5
Document Type:
Composite debit balance confirmation
Submitted By:
Plaintiff
Relevance:
This document confirms the outstanding balance of the loan.
Reference:
Ext.A6
Document Type:
Office copy of lawyer notice
Submitted By:
Plaintiff
Relevance:
This notice serves as a formal communication regarding the outstanding payment.
Reference:
Ext.A7
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
This envelope indicates the delivery attempt of corresponding documents.
Reference:
Ext.A8
Document Type:
Computer printout of Statement of Account for the period from 26.04.2018 to 31.05.2021
Submitted By:
Plaintiff
Relevance:
This statement provides a detailed account of transactions related to the loan.
Reference:
Ext.A9