Case Summary
Union Bank of India filed a suit against Sini Varghese for the recovery of a loan amount that Sini failed to repay. The case proceeded ex parte after the defendant did not respond.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant is directed to pay ₹1,43,192.87 with interest at 6% per annum.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The uncontested evidence of the plaintiff proved the case, establishing the defendant's liability.
The uncontested evidence of the plaintiff proved the case, establishing the defendant's liability.
Judgment Evidence:
In the result, the suit is decreed as follows: I.The defendants are directed to pay to the plaintiff, an amount of 1,43,192.87/- with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or her assets.
Parties Involved
Plaintiffs
Union Bank of India (Age not specified years)
Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai, Regional Office at Union Bank Bhavan, II Floor, M.G Road, Ernakulam
Ashwini Kumar (32 years)
Vinayaka Vedamoorthy Apartments, Sanskrit College Road, Tripunithura, Ernakulam, Pin – 682 301
Defendants
Sini Varghese (44 years)
Kattakkathu House, Surabhi Nagar, Kandanadu P.O, Near Udayamperoor Police Station, Tripunithura, Ernakulam – 682 305
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendants are directed to pay to the plaintiff an amount of 1,43,192.87/- with interest.
Evidence:
In the result, the suit is decreed as follows: I. The defendants are directed to pay to the plaintiff, an amount of 1,43,192.87/- with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or her assets.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendant.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Loan Application Form
Submitted By:
Plaintiff
Relevance:
This document details the initial loan application made by the defendant.
Reference:
Ext.A1
Document Type:
Sanction letter
Submitted By:
Plaintiff
Relevance:
This document shows the approval of the loan applied by the defendant.
Reference:
Ext.A2
Document Type:
Composite Agreement
Submitted By:
Plaintiff
Relevance:
This document outlines the terms of the loan agreement between the plaintiff and defendant.
Reference:
Ext.A3
Document Type:
Supplement to the Composite Agreement
Submitted By:
Plaintiff
Relevance:
This document amends parts of the original loan agreement.
Reference:
Ext.A4
Document Type:
Consent letter to be obtained from Borrower
Submitted By:
Plaintiff
Relevance:
This document shows the consent required from the borrower for certain loan terms.
Reference:
Ext.A5
Document Type:
Undertaking Letter
Submitted By:
Plaintiff
Relevance:
This document includes an undertaking by the defendant regarding loan repayment.
Reference:
Ext.A6
Document Type:
Request letter
Submitted By:
Plaintiff
Relevance:
This document is a request from the defendant regarding the loan.
Reference:
Ext.A7
Document Type:
Re-schedulement of Loan letter
Submitted By:
Plaintiff
Relevance:
This document shows the rescheduling of the loan repayment plan.
Reference:
Ext.A8
Document Type:
Letter of undertaking
Submitted By:
Plaintiff
Relevance:
This document is another undertaking related to loan repayment terms.
Reference:
Ext.A9
Document Type:
Supplemental and Amendatory Agreement
Submitted By:
Plaintiff
Relevance:
This document supplements and amends previous agreements regarding the loan.
Reference:
Ext.A10
Document Type:
Office copy of lawyer notice
Submitted By:
Plaintiff
Relevance:
This document serves as a notice from the plaintiff's lawyer to the defendant.
Reference:
Ext.A11
Document Type:
Computer generated printout of Statement of account
Submitted By:
Plaintiff
Relevance:
This document provides a detailed account statement showing the outstanding dues of the defendant.
Reference:
Ext.A12