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O.S 347/2022

Case between Thresiamma Philip vs The Chief Manager, The South Indian Bank Ltd. regarding permanent prohibitory injunction

Court
COURT OF THE MUNSIFF, KANJIRAPPALLY
Judge
Smitha Susan Mathew
Order Date
2025-03-27
Duration
approximately-2 years 3 months 5 days
Case Code No.
347
Case Closed
Thu, 03/27/2025 - 12:00

Judgement document from eCourt website

Judgment Document
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Case Summary

Thresiamma Philip filed a suit against The South Indian Bank Ltd. for a permanent prohibitory injunction to restrain the bank from taking possession of her agricultural land. The suit arose due to the bank's claim of possessing the property over a loan that the plaintiff could not repay.

Judgment Outcome

Defendant Won
Interim Order
The court dismissed the suit, concluding that it had no jurisdiction to entertain the matter due to the nature of the property and the claims made by the plaintiff.
Judgment Favored
Defendant
Relief Granted
Case Type
Civil Suit
Final Judgment
No
The court dismissed the suit, concluding that it had no jurisdiction to entertain the matter due to the nature of the property and the claims made by the plaintiff.
Key Reasoning:
The court determined it lacked jurisdiction, as the property in question was declared non-agricultural based on the plaintiff's prior declarations.
Why Defendant Won:
The court determined it lacked jurisdiction, as the property in question was declared non-agricultural based on the plaintiff's prior declarations.
Supporting Evidence
The mortgaged land, as per Ext.B5, is a non-agricultural land, this court has no jurisdiction to entertain the suit.

Judgment Evidence:

In the result the suit is dismissed. Defendants are entitled to recover the cost of the proceedings from the plaintiff and his assets.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
Thresiamma Philip
Party Age
74
Relation
W/o
Party Role
Defendant
Party Name
The Chief Manager, (Authorized Officer) The South Indian Bank Ltd.
Plaintiffs Documents
Defendants Documents
B1 24.09.2019 Credit facility agreement between M/s Green Flour Mills and South Indian Bank Ltd., B2 30.06.2020 Credit facility agreement between M/s Green Flour Mills and South Indian Bank Ltd., B3 08.01.2018 Credit facility agreement between M/s Green Flour Mills and South Indian Bank Ltd., B4 07.07.2022 Possession Notice, B5 29.09.2019 Deed of Declaration from the mortgagor.

Advocates

Party Role
Plaintiff
Advocate Name
Sony Thomas
Appearance Type
Main Counsel
Party Role
Defendant
Advocate Name
Sreenath D.
Appearance Type
Main Counsel

Reliefs

Relief Type: Permanent Injunction
Outcome: Refused
Description:
Requested a decree of permanent prohibitory injunction to restrain the defendant bank from taking possession and selling the plaint schedule properties.
Evidence:
In the result the suit is dismissed.

Documents & Evidence

Document Type: Credit Facility Agreement
Submitted By: Defendant
Relevance:
To establish the claim regarding the loan availed by M/s. Green Flour Mills.
Reference:
Ext.B1
Document Type: Credit Facility Agreement
Submitted By: Defendant
Relevance:
To establish the claim regarding the loan availed by M/s. Green Flour Mills.
Reference:
Ext.B2
Document Type: Credit Facility Agreement
Submitted By: Defendant
Relevance:
To establish the claim regarding the loan availed by M/s. Green Flour Mills.
Reference:
Ext.B3
Document Type: Possession Notice
Submitted By: Defendant
Relevance:
To inform about the taking possession of the plaint schedule properties.
Reference:
Ext.B4
Document Type: Deed of declaration
Submitted By: Defendant
Relevance:
To demonstrate that the property was represented as non-agricultural land.
Reference:
Ext.B5

Case Classification

Case Type
Civil Suit
Category
Injunction and Access Rights
District
Kottayam
State
Kerala
Court Establishment
Munsiff Court Kanjirappally
Common Reasons
Unauthorized occupation
Case Code
O.S
Case Code Year
2022

Quick Facts

Location
Kanjirappally
District
Kottayam
State
Kerala
Court Establishment
Munsiff Court Kanjirappally
Case Filed
Thu, 12/22/2022 - 12:00
Case Closed
Thu, 03/27/2025 - 12:00
From
Sat, 03/01/2025 - 12:00
To
Wed, 04/30/2025 - 12:00
Outcome Confidence
90%

Involved Entities

Private Individual

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