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O.S. No. 414/2025

Case between State Bank of India vs Reema Sujith regarding realisation of money.

Court
COURT OF THE PRINCIPAL MUNSIFF, ERNAKULAM
Judge
Sri. Rohit Nandakumar
Order Date
2025-07-23
Duration
approximately-0 years 0 days

Judgement document from eCourt website

Open judgment PDF (eCourt)
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Case Summary

The plaintiff, State Bank of India, is seeking repayment from the defendant, Reema Sujith, who had taken a loan and failed to make proper repayments. The court found in favor of the plaintiff, holding the defendant liable for the amount due.

Judgment Outcome

Plaintiff Won
Interim Order
The suit is decreed in favor of the plaintiff, ordering the defendant to pay the outstanding loan amount with interest. The plaintiff is also granted costs of the suit.
Judgment Favored
Plaintiff
Relief Granted
Defendant is directed to pay to the plaintiff, an amount of 2,90,369/- with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The case of the plaintiff stands proved through uncontested evidence.

Judgment Evidence:

In the result, the suit is decreed as follows: The defendant is directed to pay to the plaintiff, an amount of 2,90,369/- with interest at the rate of 6% per annum. If the defendant do not pay the amount as ordered, the plaintiff shall be at the liberty to realise the same from the defendant or from assets of defendant.

Parties Involved

Plaintiffs

State Bank of India (Age not specified years) Centralized Processing Centre-2 (RACPC-2), Panampilly Nagar, PIN - 682 036, Ernakulam

Defendants

Reema Sujith (40 years years) Paravarakath, Kondoor, Apara Nirappel P.O, PIN - 686 578, Kottayam District

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
The defendant is directed to pay to the plaintiff an amount of ₹2,90,369 with interest.
Evidence:
In the result, the suit is decreed as follows: The defendant is directed to pay to the plaintiff, an amount of 2,90,369/- (Rupees two lakhs ninety thousand three hundred and sixty nine only) with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.
Relief Type: Other
Outcome: Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendant.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.

Documents & Evidence

Document Type: Arrangement Letter
Submitted By: Plaintiff
Relevance:
This document is part of the evidence to support the plaintiff's claim for the loan amount.
Reference:
Ext.A1
Document Type: Loan -cum - Hypothecation Agreement
Submitted By: Plaintiff
Relevance:
This document is part of the evidence to support the plaintiff's claim for the loan amount.
Reference:
Ext.A2
Document Type: Vehicle delivery letter
Submitted By: Plaintiff
Relevance:
This document is part of the evidence to support the plaintiff's claim for the loan amount.
Reference:
Ext.A3
Document Type: Certified copy of Judgment in WP(c) No. 26606/2023
Submitted By: Plaintiff
Relevance:
This document is part of the evidence to support the plaintiff's claim for the loan amount.
Reference:
Ext.A4
Document Type: Office copy of legal notice
Submitted By: Plaintiff
Relevance:
This document is part of the evidence to support the plaintiff's claim for the loan amount.
Reference:
Ext.A5
Document Type: Postal Acknowledgment Card
Submitted By: Plaintiff
Relevance:
This document is part of the evidence to support the plaintiff's claim for the loan amount.
Reference:
Ext.A6
Document Type: Computer print out of Statement of Account from 01.01.2018 to 08.04.2025
Submitted By: Plaintiff
Relevance:
This document is part of the evidence to support the plaintiff's claim for the loan amount.
Reference:
Ext.A7

Quick Facts

Location
Ernakulam
Case Filed
Outcome Confidence
95%

Involved Entities

Bank

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