O.S. No. 414/2025

Case between State Bank of India vs Reema Sujith regarding realisation of money.

Court

COURT OF THE PRINCIPAL MUNSIFF, ERNAKULAM

Judge

Sri. Rohit Nandakumar

Order Date

2025-07-23

Duration

approximately-0 years 0 days

Case Closed

Judgement document from eCourt website

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Case Summary

The plaintiff, State Bank of India, is seeking repayment from the defendant, Reema Sujith, who had taken a loan and failed to make proper repayments. The court found in favor of the plaintiff, holding the defendant liable for the amount due.

Judgment Outcome

Plaintiff Won

Interim Order

The suit is decreed in favor of the plaintiff, ordering the defendant to pay the outstanding loan amount with interest. The plaintiff is also granted costs of the suit.

Judgment Favored

Plaintiff

Relief Granted

Defendant is directed to pay to the plaintiff, an amount of 2,90,369/- with interest at the rate of 6% per annum.

Case Type

Civil Suit

Final Judgment

The suit is decreed in favor of the plaintiff, ordering the defendant to pay the outstanding loan amount with interest. The plaintiff is also granted costs of the suit.

Why Plaintiff Won:
The case of the plaintiff stands proved through uncontested evidence.

Losing Side's Weaknesses:
Not available

Supporting Evidence

From the uncontested evidence of the PW1, I am of the opinion that the case of the plaintiff stands proved. There is no reason to disbelieve the evidence tendered by PW1.

Judgment Evidence:

In the result, the suit is decreed as follows: The defendant is directed to pay to the plaintiff, an amount of 2,90,369/- with interest at the rate of 6% per annum. If the defendant do not pay the amount as ordered, the plaintiff shall be at the liberty to realise the same from the defendant or from assets of defendant.

Parties Involved

Parties

Party Role: Plaintiff
Party Name: State Bank of India
Relation: represented by its Manager

Party Role: Defendant
Party Name: Reema Sujith
Party Age: 40
Relation: W/o. Sri. Sujith

Plaintiffs Documents

Arrangement Letter, Loan -cum - Hypothecation Agreement, Vehicle delivery letter, Certified copy of Judgment in WP(c) No. 26606/2023, Office copy of legal notice, Postal Acknowledgment Card, Computer print out of Statement of Account from 01.01.2018 to 08.04.2025

Defendants Documents

Advocates

Party Role: Plaintiff
Advocate Name: K.P Jose Pious
Appearance Type: Main Counsel

Party Role: Plaintiff
Advocate Name: V. Sunilkumar
Appearance Type: Main Counsel

Reliefs

Relief Type: Recovery

Outcome: Granted

Description:

The defendant is directed to pay to the plaintiff an amount of ₹2,90,369 with interest.

Evidence:

In the result, the suit is decreed as follows: The defendant is directed to pay to the plaintiff, an amount of 2,90,369/- (Rupees two lakhs ninety thousand three hundred and sixty nine only) with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.

Relief Type: Other

Outcome: Granted

Description:

The plaintiff is entitled to the costs of the suit from the defendant.

Evidence:

Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.