Case Summary
The plaintiff, State Bank of India, filed a suit against the defendant, Mrs. Vasanthi Raman, for the recovery of a loan amount of Rs. 1,09,384 due to default in payment. The defendant did not appear in court, leading to an exparte hearing.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Realization of Rs.1,09,384 and interest from the defendant.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of the plaintiff, who is entitled to recover Rs. 1,09,384 along with interest from the defendant. The court also awarded costs of the suit.
Why Plaintiff Won:
The evidence presented by the plaintiff was uncontroverted and established the claim for loan recovery.
The evidence presented by the plaintiff was uncontroverted and established the claim for loan recovery.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
The unrebutted oral testimony of PW1 and Exts. A1, A1(a) and A2 established the case as pleaded by the plaintiff.
Judgment Evidence:
In the result, suit is decreed as follows. Plaintiff is entitled to realize an amount of Rs.1,09,384 from the defendant and from his assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of India
- Party Role
- Defendant
- Party Name
- Mrs. Vasanthi Raman
- Party Age
- 55
- Relation
- W/o
Plaintiffs Documents
True copy of terms and conditions of pre approved press credit loan application along with certification, Statement of account with respect to A/c 38332728180 of the defendant along with certification.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- V.K. Hema
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Entitled to realize an amount of Rs.1,09,384 from the defendant.
Evidence:
Suit is decreed as follows. Plaintiff is entitled to realize an amount of Rs.1,09,384 (Rupees one lakhs nine thousand three hundred and eighty four only) from the defendant and from his assets.
Relief Type:
Recovery
Outcome:
Granted
Description:
Entitled to realize interest @ 12% per annum for Rs.1,09,384 from the date of suit till date of decree from the defendant.
Evidence:
Plaintiff is entitled to realize interest @ 12% per annum for Rs.1,09,384 (Rupees one lakhs nine thousand three hundred and eighty four only) from the date of suit till date decree from the defendant and from his assets.
Relief Type:
Recovery
Outcome:
Granted
Description:
Entitled to realize interest @ 6% per annum for Rs.1,09,384 from date of decree till date of realization from the defendant.
Evidence:
Plaintiff is entitled to realize interest @ 6% per annum for Rs.1,09,384 (Rupees one lakhs nine thousand three hundred and eighty four only) from date of decree till date of realization from the defendant and from his assets.
Relief Type:
Recovery
Outcome:
Granted
Description:
Entitled to realize costs of the suit from defendant.
Evidence:
Plaintiff is entitled to realize costs of the suit from defendant and from his assets.
Documents & Evidence
Document Type:
Title deed
Submitted By:
Plaintiff
Relevance:
Printout of the pre-approved express credit loan stating terms and conditions dated 18.03.2019.
Reference:
Ext.A1
Document Type:
Title deed
Submitted By:
Plaintiff
Relevance:
Certification of Ext.A1 tendered in evidence.
Reference:
Ext.A1(a)
Document Type:
Bank statement
Submitted By:
Plaintiff
Relevance:
Statement of accounts with respect to account No. 38332728180 of the defendant along with certification.
Reference:
Ext.A2
Document Type:
Oral Evidence
Submitted By:
Unknown
Relevance:
Unrebutted oral testimony of PW1 established the case as pleaded by the plaintiff.
Reference:
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Recovery of money
Case Code
Case between State Bank of India vs Mrs. Vasanthi Raman regarding realization of money.
Case Code Year
Case between State Bank of India vs Mrs. Vasanthi Raman regarding realization of money.