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O.S No. 1013/2023

Case between State Bank of India vs Mr. Nahas. A. Fazil regarding realisation of money.

Court
THE COURT OF THE PRINCIPAL MUNSIFF, ERNAKULAM
Judge
Sri. Rohit Nandakumar
Order Date
2025-01-16
Duration

Judgement document from eCourt website

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Case Summary

This case involves the State Bank of India, which is seeking to recover a loan amount from the defendant, Mr. Nahas. A. Fazil. The defendant failed to repay the loan, which led to the bank filing a suit for the outstanding amount.

Judgment Outcome

Plaintiff Won
Interim Order
The court ruled in favor of the plaintiff, directing the defendant to pay the outstanding loan amount with interest. If the defendant fails to pay, the plaintiff may recover the amount from the defendant's assets.
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay an amount of 16,927/- with interest at 6% per annum from the date of institution of the suit.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The case of the plaintiff stands proved based on uncontested evidence.

Judgment Evidence:

In the result, the suit is decreed as follows: The defendant is directed to pay to the plaintiff, an amount of 16,927/- (Rupees sixteen thousand nine hundred and twenty seven only) with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.

Parties Involved

Plaintiffs

State Bank of India (Age not specified years) Infopark, Lulu Cyber tower -1, Infopark Campus, Kakkanad – 682 042

Defendants

Mr. Nahas. A. Fazil (31 years) Padinjattadil, Mylapore, Umayanelloor P.O, Kollam District – 691 020

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff entitled to recover the amount due from the defendant.
Evidence:
I am of the opinion that the plaintiff is entitled to recover the same from the defendant, with interest from the date of suit.
Relief Type: Costs
Outcome: Granted
Description:
Plaintiff is entitled to the costs of the suit from the defendant.
Evidence:
the plaintiff is entitled to the costs of the suit from the defendant.

Documents & Evidence

Document Type: Loan Application Form
Submitted By: Plaintiff
Relevance:
This document supports the plaintiff's claim for loan repayment.
Reference:
Ext.A1
Document Type: Arrangement Letter
Submitted By: Plaintiff
Relevance:
This document supports the plaintiff's claim for loan repayment.
Reference:
Ext.A2
Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
This document supports the plaintiff's claim for loan repayment.
Reference:
Ext.A3
Document Type: Statement of Account
Submitted By: Plaintiff
Relevance:
This document shows the payment history and the outstanding amount.
Reference:
Ext.A4
Document Type: Standing Instruction
Submitted By: Plaintiff
Relevance:
This document is related to the loan agreement.
Reference:
Ext.A5
Document Type: Office Copy of Notice
Submitted By: Plaintiff
Relevance:
This document is proof of communication regarding the loan.
Reference:
Ext.A6

Quick Facts

Location
Ernakulam
Case Filed
Outcome Confidence
90%

Involved Entities

Bank

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