Case Summary
The plaintiff, State Bank of India, is seeking to recover a loan amount from the defendant, Jerin John, who failed to make repayments. The court found in favor of the plaintiff based on uncontested evidence.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay an amount of 4,92,349.90/- with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of the plaintiff, ordering the defendant to pay the principal amount with interest. The plaintiff is also entitled to recover costs.
Why Plaintiff Won:
The case of the plaintiff stands proved as per the uncontested evidence presented.
The case of the plaintiff stands proved as per the uncontested evidence presented.
Losing Side's Weaknesses:
The case of the plaintiff stands proved as per the uncontested evidence presented.
The case of the plaintiff stands proved as per the uncontested evidence presented.
Supporting Evidence
From the uncontested evidence of the PW1, I am of the opinion that the case of the plaintiff stands proved. There is no reason to disbelieve the evidence tendered by PW1.
Judgment Evidence:
In the result, the suit is decreed as follows: The defendant is directed to pay to the plaintiff, an amount of 4,92,349.90/- with interest at the rate of 6% per annum...
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of India
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Jerin John
- Party Age
- 32
- Relation
- S/o
Plaintiffs Documents
Xpress Credit Loan Application Form, Arrangement Letter, Personal Loan Agreement, True Copy of the Notice, True copy of the Legal Notice, Computer print out of Statement of Account.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sreejith S. Nair
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Biju Joseph
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Remil Reji George
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- George Joseph
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover ₹4,92,349.90 from the defendant with interest.
Evidence:
I am of the opinion that the plaintiff is entitled to recover the same from the defendant, with interest from the date of suit.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendant.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Xpress Credit Loan Application Form
Submitted By:
Plaintiff
Relevance:
This document supports the plaintiff's claim regarding the loan availed by the defendant.
Reference:
Ext.A1
Document Type:
Arrangement Letter
Submitted By:
Plaintiff
Relevance:
This document outlines the terms agreed upon by the defendant for the loan.
Reference:
Ext.A2
Document Type:
Personal Loan Agreement
Submitted By:
Plaintiff
Relevance:
This agreement contains details of the personal loan taken by the defendant.
Reference:
Ext.A3
Document Type:
True copy of the Notice
Submitted By:
Plaintiff
Relevance:
The notice served to the defendant regarding the loan default.
Reference:
Ext.A4
Document Type:
True copy of the Legal Notice
Submitted By:
Plaintiff
Relevance:
Legal notice sent to the defendant for recovery of the loan amount.
Reference:
Ext.A5
Document Type:
Computer print out of Statement of Account
Submitted By:
Plaintiff
Relevance:
The statement shows the transactions related to the loan during the specified period.
Reference:
Ext.A6
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Recovery of money
Case Code
Case between State Bank of India vs Jerin John regarding realisation of money.
Case Code Year
Case between State Bank of India vs Jerin John regarding realisation of money.