Case Summary
The plaintiff, State Bank of India, claims that the defendant, Asmi Abdul Jaleel, failed to repay a loan amounting to ₹4,49,991. The court found the defendant liable for the loan amount due to her failure to appear.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant is directed to pay ₹4,49,991 with interest at 6% per annum from the date of institution of the suit.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The case of the plaintiff was proved through uncontested evidence.
The case of the plaintiff was proved through uncontested evidence.
Judgment Evidence:
In the result, the suit is decreed as follows: The defendant is directed to pay to the plaintiff, an amount of ₹4,49,991/- with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.
Parties Involved
Plaintiffs
State Bank of India (Age not specified years)
Branch office at M.G. Road Ernakulam, Ground Floor, Durbar Square, Jose Junction, M.G. Road, Ernakulam, Kerala- 682 016
Defendants
Asmi Abdul Jaleel (41 years)
Pulinkunnel House, Chandiroor, Ezhupunna (ED), Aroor, Alappuzha, Kerala - 688 537
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant is ordered to pay the plaintiff ₹4,49,991/- with interest.
Evidence:
The defendant is directed to pay to the plaintiff, an amount of ₹4,49,991/- with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.
Relief Type:
Other
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Xpress Credit Loan Application Form
Submitted By:
Plaintiff
Relevance:
Used to establish the loan application of the defendant.
Reference:
Ext.A1
Document Type:
Personal Loan Agreement
Submitted By:
Plaintiff
Relevance:
Served as evidence for the agreement under which the defendant availed the loan.
Reference:
Ext.A2
Document Type:
Agreement Letter
Submitted By:
Plaintiff
Relevance:
Provided terms and conditions agreed upon by the defendant.
Reference:
Ext.A3
Document Type:
Irrevocable Standing Instruction
Submitted By:
Plaintiff
Relevance:
Indicated the borrower's instructions related to loan repayment.
Reference:
Ext.A4
Document Type:
Office copy of lawyer notice
Submitted By:
Plaintiff
Relevance:
Served as evidence that the defendant was notified of the claim.
Reference:
Ext.A5
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Demonstrated proof of sending legal correspondence to the defendant.
Reference:
Ext.A6
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
Showed that the notice sent to the defendant was undelivered.
Reference:
Ext.A7
Document Type:
Computer print out of statement of account for the period from 16.10.2020 to 15.11.2024
Submitted By:
Plaintiff
Relevance:
Provided details of transactions and the amount owed by the defendant.
Reference:
Ext.A8