Case Summary
The plaintiff, State Bank of India, has filed a suit against the defendant, Mr. Renju T. Mohan, for the recovery of a loan amount. The defendant failed to repay the loan as per the agreement leading to this legal action.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay ₹1,82,880 along with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The evidence presented by the plaintiff was uncontested and sufficient to prove the claim.
The evidence presented by the plaintiff was uncontested and sufficient to prove the claim.
Judgment Evidence:
In the result, the suit is decreed as follows: I. The defendant is directed to pay to the plaintiff, an amount of 1,82,880/- with interest at the rate of 6% per annum from the date of institution of the suit, till its realisation.
Parties Involved
Plaintiffs
State Bank of India Elamkulam Branch (53 years)
State Bank of India, Ernakulam Branch, KTDC Building, Shanmugam road, Ernakulam, PIN 682 011
Defendants
Mr. Renju T. Mohan (43 years)
Thuruthemaliyil House, S.H Mount Post, Kottayam – 682 006
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Order to recover a total amount of ₹1,82,880 with interest.
Evidence:
I am of the opinion that the plaintiff is entitled to recover the same from the defendant, with interest from the date of suit.
Relief Type:
Costs
Outcome:
Granted
Description:
Order for granting costs of the suit to the plaintiff.
Evidence:
the plaintiff is entitled to the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Loan Application Form
Submitted By:
Plaintiff
Relevance:
Document evidencing the loan application of the defendant.
Reference:
Ext.A1
Document Type:
Arrangement Letter
Submitted By:
Plaintiff
Relevance:
Document outlining the terms of the loan arrangement.
Reference:
Ext.A2
Document Type:
Personal Loan Agreement
Submitted By:
Plaintiff
Relevance:
Formal agreement detailing the personal loan terms.
Reference:
Ext.A3
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
Statement showing the account details for the specified period, used to substantiate the claim.
Reference:
Ext.A4
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
Additional statement reflecting further account details, relevant to the claim.
Reference:
Ext.A5
Document Type:
Copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Legal notice sent to the defendant regarding outstanding payments.
Reference:
Ext.A6
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Proof of sending the legal notice to the defendant.
Reference:
Ext.A7
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
Evidence of notification that the legal notice was not received.
Reference:
Ext.A8
Document Type:
Terms and Conditions Document
Submitted By:
Plaintiff
Relevance:
Document detailing terms governing the loan, submitted as evidence.
Reference:
Ext.A9