Case Summary
The plaintiff, State Bank of India, has filed a suit against the defendant, Mr. Renju T. Mohan, for the recovery of a loan amount. The defendant failed to repay the loan as per the agreement leading to this legal action.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay ₹1,82,880 along with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The court found in favor of the plaintiff, ordering the defendant to pay the owed amount with interest. The case was decided on the basis of uncontested evidence.
Why Plaintiff Won:
The evidence presented by the plaintiff was uncontested and sufficient to prove the claim.
The evidence presented by the plaintiff was uncontested and sufficient to prove the claim.
Losing Side's Weaknesses:
The evidence presented by the plaintiff was uncontested and sufficient to prove the claim.
The evidence presented by the plaintiff was uncontested and sufficient to prove the claim.
Supporting Evidence
From the uncontested evidence of the PW1, I am of the opinion that the case of the plaintiff stands proved. There is no reason to disbelieve the evidence tendered by PW1.
Judgment Evidence:
In the result, the suit is decreed as follows: I. The defendant is directed to pay to the plaintiff, an amount of 1,82,880/- with interest at the rate of 6% per annum from the date of institution of the suit, till its realisation.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of India Elamkulam Branch
- Party Age
- 53
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Mr. Renju T. Mohan
- Party Age
- 43
Plaintiffs Documents
07.07.2021X press Credit Loan Application Form, 08.07.2021Arrangement letter, 08.07.2021Personal Loan Agreement, Computer print out of Account Statement, Computer print out of Statement of account, 14.01.2025Copy of lawyer notice, 15.01.2025Postal Receipt, Returned Postal Envelope, Computer print out of terms and conditions.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- V. K Hema
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Gowri A.H
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Durga Parvathy
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sreedevi A.S
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Order to recover a total amount of ₹1,82,880 with interest.
Evidence:
I am of the opinion that the plaintiff is entitled to recover the same from the defendant, with interest from the date of suit.
Relief Type:
Costs
Outcome:
Granted
Description:
Order for granting costs of the suit to the plaintiff.
Evidence:
the plaintiff is entitled to the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Loan Application Form
Submitted By:
Plaintiff
Relevance:
Document evidencing the loan application of the defendant.
Reference:
Ext.A1
Document Type:
Arrangement Letter
Submitted By:
Plaintiff
Relevance:
Document outlining the terms of the loan arrangement.
Reference:
Ext.A2
Document Type:
Personal Loan Agreement
Submitted By:
Plaintiff
Relevance:
Formal agreement detailing the personal loan terms.
Reference:
Ext.A3
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
Statement showing the account details for the specified period, used to substantiate the claim.
Reference:
Ext.A4
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
Additional statement reflecting further account details, relevant to the claim.
Reference:
Ext.A5
Document Type:
Copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Legal notice sent to the defendant regarding outstanding payments.
Reference:
Ext.A6
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Proof of sending the legal notice to the defendant.
Reference:
Ext.A7
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
Evidence of notification that the legal notice was not received.
Reference:
Ext.A8
Document Type:
Terms and Conditions Document
Submitted By:
Plaintiff
Relevance:
Document detailing terms governing the loan, submitted as evidence.
Reference:
Ext.A9
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Recovery of money
Case Code
Case between State Bank of India et al vs Mr. Renju T. Mohan regarding realisation of money.
Case Code Year
Case between State Bank of India et al vs Mr. Renju T. Mohan regarding realisation of money.