Case Summary
The plaintiff, State Bank of India, claims that the defendant, Mr. Janeesh K, failed to repay a loan. The court found that the defendant owed a total amount of ₹3,08,831 to the plaintiff.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay ₹3,08,831 with interest at 6% per annum.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
Judgment Evidence:
In the result, the suit is decreed as follows: The defendant is directed to pay to the plaintiff, an amount of 3,08,831/- (Rupees three lakhs eight thousand eight hundred and thirty one only) with interest at the rate of 6% per annum.
Parties Involved
Plaintiffs
State Bank of India (Age not specified years)
CEPZ, Kakkanad Branch, Ernakulam 682 037
Defendants
Mr. Janeesh K (33 years)
Kallingal House, Kakkapparatha, Ottappalm, Edakkara, Malappuram, PIN – 679 331
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant is directed to pay the plaintiff an amount of ₹3,08,831 with interest.
Evidence:
The defendant is directed to pay to the plaintiff, an amount of 3,08,831/- (Rupees three lakhs eight thousand eight hundred and thirty one only) with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or his assets.
Relief Type:
Other
Outcome:
Granted
Description:
If the defendant does not pay the amount as ordered, the plaintiff is permitted to realise the same from the defendant's assets.
Evidence:
If the defendant do not pay the amount as ordered, the plaintiff shall be at the liberty to realise the same from the defendant or his assets.
Relief Type:
Other
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendant.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Arrangement Letter
Submitted By:
Plaintiff
Relevance:
This document is part of the evidence supporting the plaintiff's claim regarding the loan arrangement.
Reference:
Ext.A1
Document Type:
Personal Loan Agreement
Submitted By:
Plaintiff
Relevance:
This document is part of the evidence supporting the plaintiff's claim regarding the loan agreement.
Reference:
Ext.A2
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This document provides details of the account statements relevant to the loan repayment.
Reference:
Ext.A3
Document Type:
Office copy of the lawyer notice
Submitted By:
Plaintiff
Relevance:
This document supports the plaintiff's claim by showing that legal notification was given.
Reference:
Ext.A4
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
This document serves as evidence related to the notification process.
Reference:
Ext.A5