Case Summary
The plaintiff, State Bank of India, claims that the defendant, Mr. Janeesh K, failed to repay a loan. The court found that the defendant owed a total amount of ₹3,08,831 to the plaintiff.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay ₹3,08,831 with interest at 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The court decreed in favor of the plaintiff, ordering the defendant to pay ₹3,08,831 with interest. The plaintiff is also entitled to recover costs.
Why Plaintiff Won:
Losing Side's Weaknesses:
Supporting Evidence
I am of the opinion that the case of the plaintiff stands proved. There is no reason to disbelieve the evidence tendered by PW1.
Judgment Evidence:
In the result, the suit is decreed as follows: The defendant is directed to pay to the plaintiff, an amount of 3,08,831/- (Rupees three lakhs eight thousand eight hundred and thirty one only) with interest at the rate of 6% per annum.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of India
- Relation
- represented by
- Party Role
- Defendant
- Party Name
- Mr. Janeesh K
- Party Age
- 33
Plaintiffs Documents
Arrangement Letter, Personal Loan Agreement, Computer print out of Statement of Account, Office copy of the Lawyer Notice, Returned Postal Envelope
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- V. K Hema
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Arunima N. R
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Gowri A.H
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Sandheep V. G
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Raieez M Asharaf
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Muhammed Ajeesh P. B
- Appearance Type
- Main Counsel
- Party Role
- Defendant
- Advocate Name
- Athira Uthaman
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant is directed to pay the plaintiff an amount of ₹3,08,831 with interest.
Evidence:
The defendant is directed to pay to the plaintiff, an amount of 3,08,831/- (Rupees three lakhs eight thousand eight hundred and thirty one only) with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or his assets.
Relief Type:
Other
Outcome:
Granted
Description:
If the defendant does not pay the amount as ordered, the plaintiff is permitted to realise the same from the defendant's assets.
Evidence:
If the defendant do not pay the amount as ordered, the plaintiff shall be at the liberty to realise the same from the defendant or his assets.
Relief Type:
Other
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendant.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Arrangement Letter
Submitted By:
Plaintiff
Relevance:
This document is part of the evidence supporting the plaintiff's claim regarding the loan arrangement.
Reference:
Ext.A1
Document Type:
Personal Loan Agreement
Submitted By:
Plaintiff
Relevance:
This document is part of the evidence supporting the plaintiff's claim regarding the loan agreement.
Reference:
Ext.A2
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This document provides details of the account statements relevant to the loan repayment.
Reference:
Ext.A3
Document Type:
Office copy of the lawyer notice
Submitted By:
Plaintiff
Relevance:
This document supports the plaintiff's claim by showing that legal notification was given.
Reference:
Ext.A4
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
This document serves as evidence related to the notification process.
Reference:
Ext.A5
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Recovery of money
Case Code
Case between State Bank of India et al vs Mr. Janeesh K regarding recovery of loan amount
Case Code Year
Case between State Bank of India et al vs Mr. Janeesh K regarding recovery of loan amount