Case Summary
The plaintiff, Self Employers Service Society, disbursed a loan to the defendants who failed to repay it. The suit was filed to recover the outstanding amount.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendants to pay to the plaintiff the sum of 1,35,942 with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of the plaintiff with the defendants ordered to pay the outstanding loan amount along with interest.
Why Plaintiff Won:
The evidence adduced by the plaintiff established their case, showing the defendants' failure to repay.
The evidence adduced by the plaintiff established their case, showing the defendants' failure to repay.
Losing Side's Weaknesses:
The evidence adduced by the plaintiff established their case, showing the defendants' failure to repay.
The evidence adduced by the plaintiff established their case, showing the defendants' failure to repay.
Supporting Evidence
The plaint averments, affidavit and the documents would establish the case of the plaintiff. There is no evidence to rebut the evidence adduced on the side of the plaintiff.
Judgment Evidence:
In the result, the suit is decreed as follows: It is ordered that the defendants to pay to the plaintiff the sum of 1,35,942 (Rupees One Lakh Thirty Five Thousand Nine Hundred Forty Two only) with interest thereon at the rate of 6% per annum for the principal amount of 75,000.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Self Employers Service Society
- Party Role
- Defendant
- Party Name
- Reji Thomas
- Party Age
- 56
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Yatheendran K N
- Party Age
- 53
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Karuppa Swamy M
- Party Age
- 34
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Shiji Joseph
- Party Age
- 48
- Relation
- W/o
Plaintiffs Documents
06.01.2020 Loan Application, 16.01.2020 The Demand Promissory Note, 16.01.2020 Consent Letter, 16.01.2020 Agreement, 30.11.2022 Statement of Accounts, 07.01.2023 Copy of Lawyers Notice, 14.07.2025 By law of Plaintiff Society, 14.07.2025 Copy of the Registration Certificate, 04.01.2019 Copy of letter from District Registrar office Kottayam, 14.01.2023 Authorization Letter.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Somaraj. S
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Recovery of the outstanding loan amount with interest.
Evidence:
In the result, the suit is decreed as follows: It is ordered that the defendants to pay to the plaintiff the sum of 1,35,942 (Rupees One Lakh Thirty Five Thousand Nine Hundred Forty Two only) with interest thereon at the rate of 6% per annum.
Relief Type:
Costs
Outcome:
Granted
Description:
Recovery of costs from the defendants.
Evidence:
The plaintiff is entitled to realise the costs from the defendants.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Document evidencing the loan application submitted by the defendants.
Reference:
Ext.A1
Document Type:
Demand Promissory Note
Submitted By:
Plaintiff
Relevance:
Document showing the defendants' promise to repay the loan amount.
Reference:
Ext.A2
Document Type:
Consent letter
Submitted By:
Plaintiff
Relevance:
Letter consenting to the terms of the loan.
Reference:
Ext.A3
Document Type:
Agreement
Submitted By:
Plaintiff
Relevance:
Document outlining the terms of the loan agreement.
Reference:
Ext.A4
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Document detailing the outstanding balance of the loan.
Reference:
Ext.A5
Document Type:
Copy of Lawyers Notice
Submitted By:
Plaintiff
Relevance:
Notice sent to the defendants demanding repayment of the loan.
Reference:
Ext.A6
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
Receipts evidencing the delivery of the legal notice.
Reference:
Ext.A7
Document Type:
By law of Plaintiff Society
Submitted By:
Plaintiff
Relevance:
Document establishing the legal framework under which the plaintiff operates.
Reference:
Ext.A8
Document Type:
Copy of the Registration Certificate
Submitted By:
Plaintiff
Relevance:
Certificate showing that the plaintiff is a registered society.
Reference:
Ext.A9
Document Type:
Copy of letter from District Registrar office Kottayam
Submitted By:
Plaintiff
Relevance:
Official communication from the district registrar.
Reference:
Ext.A10
Document Type:
Authorization letter
Submitted By:
Plaintiff
Relevance:
Letter authorizing the member to represent the plaintiff.
Reference:
Ext.A11
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kottayam
State
Kerala
Court Establishment
Munsiff Court, Kottayam
Common Reasons
Recovery of money
Case Code
O.S.
Case Code Year
2023