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O.S No. 650/2024

Case between Punjab National Bank vs Trend Beauty Spa et al regarding realisation of money.

Court
COURT OF THE PRINCIPAL MUNSIFF, ERNAKULAM
Judge
Sri. Rohit Nandakumar
Order Date
2025-01-13
Duration

Judgement document from eCourt website

Open judgment PDF (eCourt)
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Case Summary

The plaintiff, Punjab National Bank, is involved in a suit against defendants Trend Beauty Spa and two individuals regarding the recovery of a loan amount. The defendants failed to repay the loan, leading to the suit.

Judgment Outcome

Plaintiff Won
Interim Order
The suit is decreed in favor of the plaintiff, requiring the defendants to pay the loan amount along with interest. The defendants' failure to appear in court led to the judgment being passed ex parte.
Judgment Favored
Plaintiff
Relief Granted
The defendants are directed to pay an amount of 7,80,810/- with interest at the rate of 6% per annum.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The evidence presented by the plaintiff was uncontested and established the defendants' liability.

Judgment Evidence:

In the result, the suit is decreed as follows: The defendants are directed to pay to the plaintiff, an amount of 7,80,810/-.

Parties Involved

Plaintiffs

Punjab National Bank (Age not specified years) Samudra, Iyyattil Junction, Near Hotel Kavitha International, Chitoor Road, Ernakulam 682 011

Defendants

Trend Beauty Spa (Age not specified years) 62/1752 A, Bright Towers, 2nd floor, Opp. Girls HSS, Chittoor Road, Ernakulam – 682 016. Abdul Asif K (29 years) Kayanikkal House, Athikkappu Karulai, Malappuram – 679 330. Suhair A (36 years) Anengadan House, Nenmini Malappuram, Kerala, Pin 679 325.

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
The defendants are directed to pay an amount of 7,80,810/- with interest.
Evidence:
I am of the opinion that the defendants owe a total amount of 7,80,810/- to the plaintiff.
Relief Type: Costs
Outcome: Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendants.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendants.

Documents & Evidence

Document Type: General Power of Attorney
Submitted By: Plaintiff
Relevance:
This document was submitted as part of the exhibits to support the plaintiff's claims.
Reference:
Ext.A1
Document Type: Loan Application Form
Submitted By: Plaintiff
Relevance:
This document provides evidence of the loan application made by the defendants.
Reference:
Ext.A2
Document Type: Sanction letter
Submitted By: Plaintiff
Relevance:
This document indicates the approval of the loan to the defendants.
Reference:
Ext.A3
Document Type: Affidavit of Co-borrower
Submitted By: Plaintiff
Relevance:
This document supports the financial obligations of the co-borrower.
Reference:
Ext.A4
Document Type: Agreement of Term Loan
Submitted By: Plaintiff
Relevance:
This agreement outlines the terms of the loan facility provided to the defendants.
Reference:
Ext.A5
Document Type: Partnership letter, undertaking and declaration
Submitted By: Plaintiff
Relevance:
This document clarifies the partnership and commitments given by the defendants.
Reference:
Ext.A6
Document Type: Application for Restructuring under Resolution Frame Work
Submitted By: Plaintiff
Relevance:
This application reflects the defendants' request for restructuring the loan.
Reference:
Ext.A7
Document Type: Arrangement Letter
Submitted By: Plaintiff
Relevance:
This letter details the arrangements made regarding the loan repayment.
Reference:
Ext.A8
Document Type: Pronote
Submitted By: Plaintiff
Relevance:
This document serves as a promissory note for the loan amount.
Reference:
Ext.A9
Document Type: True copy of Notice
Submitted By: Plaintiff
Relevance:
This notice informs the defendants about their debt obligation.
Reference:
Ext.A10
Document Type: Postal Receipt and Postal Acknowledgment Card
Submitted By: Plaintiff
Relevance:
These documents provide proof of communication sent to the defendants.
Reference:
Ext.A11

Quick Facts

Location
Ernakulam
Case Filed
Outcome Confidence
85%

Involved Entities

Bank

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