Case Summary
The plaintiff, Punjab National Bank, is suing the defendants, Mohammed Samith Muftha and Fathima Subair, for recovery of an educational loan amount due. The defendants did not repay the loan, leading to the plaintiff filing a suit.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendants ordered to pay Rs.1,58,890/- with 9% interest per annum from date of suit
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The unchallenged proof affidavit and documents from the plaintiff satisfactorily proved the claim.
The unchallenged proof affidavit and documents from the plaintiff satisfactorily proved the claim.
Judgment Evidence:
In the result, the suit is decreed directing the defendants jointly and severally to pay an amount of Rs.1,58,890/- with 9% interest per annum from the date of suit (ie, from 22.8.2023) till the date of decree.
Parties Involved
Plaintiffs
Punjab National Bank (Age not specified years)
Branch Office, M.G.Road, Ravipuram, Kochi – 682 016
Defendants
Mohammed Samith Muftha (23 years years)
50/612 A Manath Chalukandanthil house, Manimala Road, Edapally, Ernakulam – 682 024
Fathima Subair (52 years years)
50/312 A, Manath Chalukandanthil house, Manimala Road, Edapally, Ernakulam – 682 024
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Decree directing the defendants jointly and severally to pay an amount of Rs.1,58,890/-.
Evidence:
In the result, the suit is decreed directing the defendants jointly and severally to pay an amount of Rs.1,58,890/-.
Documents & Evidence
Document Type:
Terms and Conditions of Education
Submitted By:
Plaintiff
Relevance:
Original of terms and conditions of Education issued by plaintiff accepted by the defendants.
Reference:
Ext.A1
Document Type:
Education Loan Agreement
Submitted By:
Plaintiff
Relevance:
Original agreement of Education loan Annexure I.
Reference:
Ext.A2
Document Type:
Education Loan Agreement
Submitted By:
Plaintiff
Relevance:
Original agreement of Education loan Annexure II.
Reference:
Ext.A3
Document Type:
Balance and Security Confirmation Letter
Submitted By:
Plaintiff
Relevance:
Original balance and security confirmation letter.
Reference:
Ext.A4
Document Type:
Balance and Security Confirmation Letter
Submitted By:
Plaintiff
Relevance:
Original balance and security confirmation letter.
Reference:
Ext.A5
Document Type:
Loan recall notice
Submitted By:
Plaintiff
Relevance:
Photocopy of re-call notice.
Reference:
Ext.A6
Document Type:
Returned Postal cover
Submitted By:
Plaintiff
Relevance:
Returned postal cover.
Reference:
Ext.A7
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Certified copy of statement of account with certificate.
Reference:
Ext.A8