Case Summary
M/s.Canara Bank has filed a suit against Siraj.P.A. to recover an amount due under an overdraft facility. The defendant's repayments were irregular, prompting the bank to seek recovery of dues.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is entitled to realize a sum of Rs.33,733.98 and interest at specified rates.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The evidence presented by the plaintiff was uncontested and established the claim.
The evidence presented by the plaintiff was uncontested and established the claim.
Judgment Evidence:
In the result, suit is decreed as follows; 1. The plaintiff is entitled to realize a sum of Rs.33,733.98 from the defendant and from his assets.
Parties Involved
Plaintiffs
M/s.Canara Bank (Age not specified years)
Kakkanad Branch II, Josh Towers, Padamugal Colony Junction, Vazhakkala, Kakkanad.P.O., Kochi - 682 030
Defendants
Siraj.P.A. (47 years)
'Punnathodathil' House, Kambiveliykkakam, Padamugal, Kakkanad, Kochi - 682 030
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is entitled to realize a sum of Rs.33,733.98 from the defendant.
Evidence:
In the result, suit is decreed as follows; 1. The plaintiff is entitled to realize a sum of Rs.33,733.98...
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is entitled to realize interest @ 12% per annum from the date of suit.
Evidence:
2. The plaintiff is entitled to realize interest @ 12 % per annum for Rs.33,733.98...
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is entitled to realize interest @ 6% per annum from date of decree.
Evidence:
3. The plaintiff is entitled to realize interest @ 6% per annum for Rs.33,733.98...
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff is entitled to realize costs of the suit from defendant.
Evidence:
4. The plaintiff is entitled to realize costs of the suit from defendant...
Documents & Evidence
Document Type:
Original loan application
Submitted By:
Plaintiff
Relevance:
Submitted by the defendant in favor of erstwhile Syndicate Bank.
Reference:
Ext.A1
Document Type:
Original general agreement
Submitted By:
Plaintiff
Relevance:
Executed by the defendant in favor of Syndicate Bank.
Reference:
Ext.A2
Document Type:
Original pay in slip
Submitted By:
Plaintiff
Relevance:
Payment made by the defendant.
Reference:
Ext.A3
Document Type:
Statement of account of defendant's overdraft credit facility
Submitted By:
Plaintiff
Relevance:
Details of the loan account along with certification.
Reference:
Ext.A4
Document Type:
Statement of account of defendant
Submitted By:
Plaintiff
Relevance:
Statement along with certification.
Reference:
Ext.A5
Document Type:
Printout of notification
Submitted By:
Plaintiff
Relevance:
Notification certifying the amalgamation of Syndicate Bank with Canara Bank.
Reference:
Ext.A6