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O.S. No.202/2019

Case between M/s. UCO Bank vs Lavish EV et al regarding Suit for Realization of Money

Court
THE COURT OF THE THIRD ADDL. MUNSIFF & RENT CONTROLLER
Judge
Smt. REEJA R. NAIR.
Order Date
2024-08-30
Duration
approximately-6 years 20 days

Judgement document from eCourt website

Open judgment PDF (eCourt)
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Case Summary

M/s. UCO Bank filed a suit against Lavish EV and Vasudevan Namboothin for the realization of an education loan that was not repaid. The defendants failed to appear in court, and the suit was decreed in favor of the plaintiff.

Judgment Outcome

Plaintiff Won
Interim Order
The suit is decreed in favor of the plaintiff, M/s. UCO Bank, allowing them to recover the outstanding loan amount along with interest from the defendants.
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is entitled to realize Rs.9,94,779/- and interest from the defendants.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The plaintiff's claims were established through uncontroverted evidence.

Judgment Evidence:

In the result, suit is decreed as follows. Plaintiff is entitled to realize Rs.9,94,779/- (Rupees nine lakhs ninety four thousand seven hundred and seventy nine only) from the defendants and from their assets.

Parties Involved

Plaintiffs

M/s. UCO Bank (Age not specified years) 10. BTM Sarani Kolkota, and Branch office amongst other places at Ravipuram. MG Road Emakulam Kochu -582016

Defendants

Lavish EV (29 years) Namboothin EN, Edappally Mana, Vellanikkara, Madakkathara PQ, Thnssur-680651 Vasudevan Namboothinpad EN (65 years) Edappally Mana, Vellanikkara, Madakkathara P.O. Thrissur-680651

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
The plaintiff is entitled to realize Rs.9,94,779 from the defendants.
Evidence:
In the result, suit is decreed as follows. 1. Plaintiff is entitled to realize Rs.9,94,779 from the defendants and from their assets.
Relief Type: Interest
Outcome: Granted
Description:
The plaintiff is entitled to realize interest at 12% per annum from the date of the suit till the date of the decree.
Evidence:
Plaintiff is entitled to realize interest @ 12% per annum for Rs.9,94,779 from the date of suit till date decree from the defendants.
Relief Type: Interest
Outcome: Granted
Description:
The plaintiff is entitled to realize interest at 6% per annum from the date of the decree till realization.
Evidence:
Plaintiff is entitled to realize interest @ 6% per annum for Rs.9,94,779 from date of decree till date of realization.
Relief Type: Other
Outcome: Granted
Description:
The plaintiff is entitled to realize costs of the suit from the defendants.
Evidence:
Plaintiff is entitled to realize costs of the suit from defendants and from their assets.

Documents & Evidence

Document Type: Original loan agreement
Submitted By: Plaintiff
Relevance:
This document was submitted as evidence to support the plaintiff's claim regarding the loan availed by the defendants.
Reference:
Ext.A1
Document Type: Original of sanction letter
Submitted By: Plaintiff
Relevance:
This document was submitted to show the terms under which the loan was sanctioned to the defendants.
Reference:
Ext.A2
Document Type: Statement of accounts along with certification
Submitted By: Plaintiff
Relevance:
This document provided the account details and outstanding amount due from the defendants.
Reference:
Ext.A3
Document Type: Copy of Lawyer's notice
Submitted By: Plaintiff
Relevance:
This notice was sent to the defendants demanding repayment of the loan amount, which is fundamental to this lawsuit.
Reference:
Ext.A4

Quick Facts

Location
Ernakulam
Case Filed
Tue, 01/01/2019 - 12:00
Outcome Confidence
100%

Involved Entities

Bank

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