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O. S. No.327/2024

Case between M/s. Matrix Finbiz Pvt. Ltd vs Renju Raju et al regarding realization of money.

Court
COURT OF THE MUNSIFF, PERUMBAVOOR
Judge
Smt. Sumey Chandran
Order Date
2025-07-26
Duration

Judgement document from eCourt website

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Case Summary

The plaintiff, M/s. Matrix Finbiz Pvt. Ltd, is seeking to recover a loan amount from the defendants who defaulted on repayments. The defendants have paid only six installments of a loan agreement for Rs. 50,000.

Judgment Outcome

Plaintiff Won
Interim Order
The suit is decreed in part, and the defendants are ordered to pay Rs. 43,128 with interest to the plaintiff. The plaintiff can recover the amount from the defendants' assets if necessary.
Judgment Favored
Plaintiff
Relief Granted
Defendants are directed to pay an amount of Rs. 43,128 with 6% interest.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The plaintiff provided unrebutted evidence of the loan agreement and default on payments.

Judgment Evidence:

In the result, the suit is decreed in part with costs as follows: The defendants are hereby directed to pay an amount of Rs. 43,128/- with 6% interest from the date of the suit till the date of decree till realization to the plaintiff.

Parties Involved

Plaintiffs

M/s. Matrix Finbiz Pvt. Ltd (Age not specified years) PMC XVII/419C, 1st Floor, Mattamana Buildings, Perumbavoor Municipality, Perumbavoor – 683542 Rajan A U (46 years) Anthikkattu House, Pulluvazhy P O, Pulluvazhy Kara, Rayamangalam Village.

Defendants

Renju Raju (29 years) Thalangattil House, Choondakkuzhy Kara, Choondakuzhy P O, Pin: 683 546, Vengoor West Village, Kunnathunadu Taluk. Ammini Raju (55 years) Thalangattil House, Choondakkuzhy Kara, Choondakuzhy P O, Vengoor West Village, Kunnathunadu Taluk, Pin: 683546 Sruthy Sivan (28 years) Kanjukoottam House, Choondakkuzhy Kara, Choondakkuzhy P O, Pin: 683 546, Vengoor West Village, Kunnathunadu Taluk.

Reliefs

Relief Type: Recovery
Outcome: Partly Granted
Description:
Plaintiff seeks recovery of loan amount along with interest.
Evidence:
In the result, the suit is decreed in part with costs as follows: The defendants are hereby directed to pay an amount of Rs. 43,128/- with 6% interest from the date of the suit till the date of decree till realisation to the plaintiff.

Documents & Evidence

Document Type: Demand Promissory Note
Submitted By: Plaintiff
Relevance:
Used to establish the loan agreement and terms.
Reference:
Ext.A1
Document Type: Loan Agreement
Submitted By: Plaintiff
Relevance:
Details the conditions and repayment schedule for the loan.
Reference:
Ext.A2
Document Type: Office copy of the lawyer notice
Submitted By: Plaintiff
Relevance:
Proves the notice sent to defendants for repayment.
Reference:
Ext.A3
Document Type: A/d Cards
Submitted By: Plaintiff
Relevance:
Documents related to the loan transaction.
Reference:
Ext.A4 series
Document Type: Resolution
Submitted By: Plaintiff
Relevance:
Shows authorization for the manager to institute the suit.
Reference:
Ext.A5
Document Type: Copy of Certificate of Registration
Submitted By: Plaintiff
Relevance:
Confirms the registration of the plaintiff company.
Reference:
Ext.A6

Quick Facts

Location
Perumbavoor
Case Filed
Tue, 01/10/2023 - 12:00
Outcome Confidence
85%

Involved Entities

Private Individual

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