Case Summary
M/s. Kerala Gramin Bank filed a suit against Subitha Chandran for failing to repay a loan. The court found that Subitha Chandran owed a total of ₹251117.38 to the bank, leading to the decree in favor of the bank.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay an amount of ₹251117.38 with interest at the rate of 6% per annum from the date of institution of the suit.
Case Type
Civil Suit
Final Judgment
No
The court decreed that Subitha Chandran must pay ₹251117.38 to M/s. Kerala Gramin Bank along with interest. The plaintiff is also entitled to recover costs from the defendant.
Why Plaintiff Won:
The plaintiff's case was proven through uncontested evidence.
The plaintiff's case was proven through uncontested evidence.
Losing Side's Weaknesses:
The plaintiff's case was proven through uncontested evidence.
The plaintiff's case was proven through uncontested evidence.
Supporting Evidence
From the uncontested evidence of the PW1, I am of the opinion that the case of the plaintiff stands proved. There is no reason to disbelieve the evidence tendered by PW1.
Judgment Evidence:
In the result, the suit is decreed as follows: I. The defendant is directed to pay to the plaintiff, an amount of 251117.38/- with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- M/s. Kerala Gramin Bank
- Relation
- represented by
- Party Role
- Defendant
- Party Name
- Subitha Chandran
- Party Age
- 37
- Relation
- W/o.
Plaintiffs Documents
Loan Application Form, Agreement for MSME Working Capital Limits, Pronote, Take Delivery Letter to DPN, Statement of Account, Acknowledgment of debt and security of borrower, Office copy of lawyer notice, Returned Postal Envelope
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- B. Jayaprakash
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Renju John
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Suja R. Nair
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Thresia Anu P.J
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendant is directed to pay to the plaintiff an amount of 251117.38/- with interest.
Evidence:
I am of the opinion that the defendant owe a total amount of 251117.38/- to the plaintiff.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendant.
Evidence:
the plaintiff is entitled to the costs of the suit from the defendant.
Documents & Evidence
Document Type:
Loan Application Form
Submitted By:
Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A1
Document Type:
Agreement for MSME working capital limits
Submitted By:
Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A2
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A3
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A4
Document Type:
Computer print out of Statement of Account
Submitted By:
Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A5
Document Type:
Acknowledgment of debt and security of borrower
Submitted By:
Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A6
Document Type:
Office copy of lawyer notice
Submitted By:
Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A7
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Recovery of money
Case Code
Case between M/s. Kerala Gramin Bank vs Subitha Chandran regarding realisation of money
Case Code Year
Case between M/s. Kerala Gramin Bank vs Subitha Chandran regarding realisation of money