Skip to main content
Niyamam AI- Beta Niyamam AI- Beta

Main navigation

  • Home
  • Lawyer Login
  • Lawyer Registration
O.S No. 247/2025

Case between M/s. Kerala Gramin Bank vs Subitha Chandran regarding realisation of money

Court
THE COURT OF THE PRINCIPAL MUNSIFF, ERNAKULAM
Judge
Sri. Rohit Nandakumar
Order Date
2025-10-27
Duration

Judgement document from eCourt website

Open judgment PDF (eCourt)
Find Similar Cases

Case Summary

M/s. Kerala Gramin Bank filed a suit against Subitha Chandran for failing to repay a loan. The court found that Subitha Chandran owed a total of ₹251117.38 to the bank, leading to the decree in favor of the bank.

Judgment Outcome

Plaintiff Won
Interim Order
The court decreed that Subitha Chandran must pay ₹251117.38 to M/s. Kerala Gramin Bank along with interest. The plaintiff is also entitled to recover costs from the defendant.
Judgment Favored
Plaintiff
Relief Granted
The defendant is directed to pay an amount of ₹251117.38 with interest at the rate of 6% per annum from the date of institution of the suit.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The plaintiff's case was proven through uncontested evidence.

Judgment Evidence:

In the result, the suit is decreed as follows: I. The defendant is directed to pay to the plaintiff, an amount of 251117.38/- with interest at the rate of 6% per annum (simple interest) from the date of institution of the suit, till its realisation from the defendant or from assets of defendant.

Parties Involved

Plaintiffs

M/s. Kerala Gramin Bank (Age not specified years) Thrippunithura Branch, Thrippunithura

Defendants

Subitha Chandran (37 years years) Padannathara House, Thekkumbhagom, Thrippunithura P.O, Pin – 682 301

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
The defendant is directed to pay to the plaintiff an amount of 251117.38/- with interest.
Evidence:
I am of the opinion that the defendant owe a total amount of 251117.38/- to the plaintiff.
Relief Type: Costs
Outcome: Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendant.
Evidence:
the plaintiff is entitled to the costs of the suit from the defendant.

Documents & Evidence

Document Type: Loan Application Form
Submitted By: Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A1
Document Type: Agreement for MSME working capital limits
Submitted By: Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A2
Document Type: Pronote
Submitted By: Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A3
Document Type: Take Delivery Letter to DPN
Submitted By: Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A4
Document Type: Computer print out of Statement of Account
Submitted By: Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A5
Document Type: Acknowledgment of debt and security of borrower
Submitted By: Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A6
Document Type: Office copy of lawyer notice
Submitted By: Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A7
Document Type: Returned Postal envelope
Submitted By: Plaintiff
Relevance:
This document is part of the evidence provided by the plaintiff to support their claim for repayment.
Reference:
Ext.A8

Quick Facts

Location
Ernakulam
Case Filed
Fri, 02/19/2021 - 12:00
Outcome Confidence
90%

Involved Entities

Bank

Similar Cases