Case Summary
M/s. Kerala Gramin Bank is the plaintiff, and Saji.K.P. and Antony Ranson are the defendants. The case involves the bank seeking repayment of a loan availed by the first defendant, with the second defendant as a guarantor.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendants are directed to pay ₹31,126/- with interest.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The plaintiff's claim was substantiated by uncontested evidence.
The plaintiff's claim was substantiated by uncontested evidence.
Judgment Evidence:
In the result, the suit is decreed as follows: I. The defendants are directed to pay to the plaintiff, an amount of 31,126/- (Rupees thirty one thousand one hundred and twenty six only) with interest at the rate of 6% per annum from the date of institution of the suit, till its realisation from the defendants or their assets.
Parties Involved
Plaintiffs
M/s. Kerala Gramin Bank (Age not specified years)
Thrikkakara Branch, Opp Cardinal School, Judgemukku, Thrikkakara, Kochi - 682 021
Defendants
Saji.K.P. (51 years)
'Kuthukadu' House, Chembumukku, Kakkanad.P.O., Kochi - 682 030
Antony Ranson (50 years)
Peringattu House, Jancy Garden, Mundampalam, Vadakode, Kochi - 682 021
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The defendants are ordered to pay the plaintiff an amount of ₹31,126/-.
Evidence:
I.The defendants are directed to pay to the plaintiff, an amount of 31,126/- (Rupees thirty one thousand one hundred and twenty six only) with interest at the rate of 6% per annum from the date of institution of the suit, till its realisation from the defendants or their assets.
Relief Type:
Other
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the defendants.
Evidence:
III.Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the defendants.
Documents & Evidence
Document Type:
Application for Loan
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence establishing the loan agreement.
Reference:
Ext.A1
Document Type:
Details of Co-obligant
Submitted By:
Plaintiff
Relevance:
This document was related to the loan and its guarantor.
Reference:
Ext.A2
Document Type:
Agreement for General Consumption Loans
Submitted By:
Plaintiff
Relevance:
This document outlines the terms of the loan.
Reference:
Ext.A3
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
This document is a promissory note agreeing to the repayment terms.
Reference:
Ext.A4
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
This document is part of the conditions of the loan.
Reference:
Ext.A5
Document Type:
Certified copy of statement of account
Submitted By:
Plaintiff
Relevance:
This document shows the account transactions related to the loan.
Reference:
Ext.A6
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
This document is an acknowledgment of the debt by the first defendant.
Reference:
Ext.A7
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
This document is an acknowledgment of the debt by the first defendant.
Reference:
Ext.A8
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
This document is an acknowledgment of the debt by the second defendant.
Reference:
Ext.A9
Document Type:
Copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
This document is the legal notice sent to the defendants for the repayment.
Reference:
Ext.A10
Document Type:
Returned Postal Envelop
Submitted By:
Plaintiff
Relevance:
This document is related to the delivery of the lawyer notice.
Reference:
Ext.A11
Document Type:
Returned Postal Envelop
Submitted By:
Plaintiff
Relevance:
This document is related to the delivery of the lawyer notice.
Reference:
Ext.A12