Case Summary
M/s. Kerala Gramin Bank has filed a suit against three defendants for the non-repayment of a loan. The court found that the first and third defendants owe a total amount of ₹33,152 to the bank.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Payment of amount with interest
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The uncontested evidence of the plaintiff's manager proved the defendants' liability.
The uncontested evidence of the plaintiff's manager proved the defendants' liability.
Judgment Evidence:
In the result, the suit is partly decreed as follows: The first and third defendants are directed to pay to the plaintiff, an amount of 33,152/- with interest at the rate of 6% per annum.
Parties Involved
Plaintiffs
M/s. Kerala Gramin Bank (Age not specified years)
Kakkanad Branch, Chembumukku, Kakkanad, Kochi – 682 030
Defendants
Martin.P.A. (48 years years)
'Pallipparambil' House, Parekkattu Temple Road, Chembumukku, Kakkanad, Kochi - 682 021
Antony. P.V. (85 years years)
'Pallipparambil' House, Parekkatu Temple Road, Chembumukku, Kakkanad, Kochi - 682 021
Thankamma (72 years years)
'Padamatummel' House, Mythripuram, Thrikkakara, Kochi-682 021
Reliefs
Relief Type:
Recovery
Outcome:
Partly Granted
Description:
The first and third defendants are directed to pay the plaintiff an amount of ₹33,152 with interest.
Evidence:
I am of the opinion that the first and third defendants owe a total amount of 33,152/- to the plaintiff.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the first and third defendants.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the first and third defendants.
Documents & Evidence
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
The document evidences the loan agreement.
Reference:
Ext.A1
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
This document relates to the delivery of the document concerning the loan.
Reference:
Ext.A2
Document Type:
Agreement for General Consumption Loan
Submitted By:
Plaintiff
Relevance:
This agreement outlines the terms of the loan provided to the defendants.
Reference:
Ext.A3
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
The defendants acknowledge their debt in this document.
Reference:
Ext.A4
Document Type:
Computer print out of Statement of Account
Submitted By:
Plaintiff
Relevance:
This document provides the account statement detailing the transactions related to the loan.
Reference:
Ext.A5
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
This envelope indicates attempted communication regarding the loan.
Reference:
Ext.A6
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
This envelope indicates further communication attempts related to the loan.
Reference:
Ext.A7
Document Type:
Postal Acknowledgment Card
Submitted By:
Plaintiff
Relevance:
This card serves as proof of communication sent to the defendants.
Reference:
Ext.A8