Case Summary
M/s. Kerala Gramin Bank has filed a suit against three defendants for the non-repayment of a loan. The court found that the first and third defendants owe a total amount of ₹33,152 to the bank.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Payment of amount with interest
Case Type
Civil Suit
Final Judgment
No
The court partly decreed the suit, directing the first and third defendants to pay the plaintiff ₹33,152 with interest. The plaintiff is entitled to recover costs from the defendants.
Why Plaintiff Won:
The uncontested evidence of the plaintiff's manager proved the defendants' liability.
The uncontested evidence of the plaintiff's manager proved the defendants' liability.
Losing Side's Weaknesses:
The uncontested evidence of the plaintiff's manager proved the defendants' liability.
The uncontested evidence of the plaintiff's manager proved the defendants' liability.
Supporting Evidence
From the uncontested evidence of the PW1, I am of the opinion that the case of the plaintiff stands proved with respect to the first and third defendants.
Judgment Evidence:
In the result, the suit is partly decreed as follows: The first and third defendants are directed to pay to the plaintiff, an amount of 33,152/- with interest at the rate of 6% per annum.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- M/s. Kerala Gramin Bank
- Party Role
- Defendant
- Party Name
- Martin.P.A.
- Party Age
- 48
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Antony. P.V.
- Party Age
- 85
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- Thankamma
- Party Age
- 72
- Relation
- W/o
Plaintiffs Documents
Pronote, Take delivery letter to DPN, Agreement for general consumption loan, Acknowledgment of debt and security, Statement of account, Returned Postal Envelope, Postal Acknowledgment Card
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- B. Jayaprakash
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Renju John
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Suja R. Nair
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Partly Granted
Description:
The first and third defendants are directed to pay the plaintiff an amount of ₹33,152 with interest.
Evidence:
I am of the opinion that the first and third defendants owe a total amount of 33,152/- to the plaintiff.
Relief Type:
Costs
Outcome:
Granted
Description:
The plaintiff is entitled to the costs of the suit from the first and third defendants.
Evidence:
Considering the nature of the suit and circumstances surrounding the suit, the plaintiff is entitled to the costs of the suit from the first and third defendants.
Documents & Evidence
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
The document evidences the loan agreement.
Reference:
Ext.A1
Document Type:
Take Delivery Letter to DPN
Submitted By:
Plaintiff
Relevance:
This document relates to the delivery of the document concerning the loan.
Reference:
Ext.A2
Document Type:
Agreement for General Consumption Loan
Submitted By:
Plaintiff
Relevance:
This agreement outlines the terms of the loan provided to the defendants.
Reference:
Ext.A3
Document Type:
Acknowledgment of Debt and Security
Submitted By:
Plaintiff
Relevance:
The defendants acknowledge their debt in this document.
Reference:
Ext.A4
Document Type:
Computer print out of Statement of Account
Submitted By:
Plaintiff
Relevance:
This document provides the account statement detailing the transactions related to the loan.
Reference:
Ext.A5
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
This envelope indicates attempted communication regarding the loan.
Reference:
Ext.A6
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
This envelope indicates further communication attempts related to the loan.
Reference:
Ext.A7
Document Type:
Postal Acknowledgment Card
Submitted By:
Plaintiff
Relevance:
This card serves as proof of communication sent to the defendants.
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Recovery of money
Case Code
Case between M/s. Kerala Gramin Bank vs Martin.P.A., Antony. P.V., Thankamma regarding realisation of money
Case Code Year
Case between M/s. Kerala Gramin Bank vs Martin.P.A., Antony. P.V., Thankamma regarding realisation of money