Case Summary
M/s HDFC Bank Ltd., a banking company, is suing Syju M Thankachan for failure to repay a home loan. The defendant defaulted on the loan payments despite the plaintiff's repeated demands.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendant to pay ₹3,08,074 with 9% interest per annum from the date of suit till the date of decree.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
The unchallenged proof affidavit and documents satisfactorily proved the plaint claim.
Judgment Evidence:
In the result, The suit is decreed directing the defendant to pay an amount of ₹3,08,074 (Rupees Three Lakhs Eight Thousand and Seventy Four Only) with 9% interest per annum from the date of suit till the date of decree.
Parties Involved
Plaintiffs
M/s HDFC Bank Ltd (Age not specified years)
HDFC Bank House, Senapati Bapat Marg, Lower Parel, Mumbai – 400 013, Maharashtra
Sachin A.S (Age not specified years)
Defendants
Syju M Thankachan (Age not specified years)
House No. 23/522, Rainbow Gardens, Changampuzha Nagar, Ernakulam, Pin – 682 011
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Defendant ordered to pay the plaintiff ₹3,08,074 with interest.
Evidence:
The suit is decreed directing the defendant to pay an amount of ₹3,08,074 (Rupees Three Lakhs Eight Thousand and Seventy Four Only) with 9% interest per annum from the date of suit till the date of decree.
Documents & Evidence
Document Type:
Loan Agreement
Submitted By:
Plaintiff
Relevance:
Proves the loan agreement executed by the defendant with HDFC Ltd.
Reference:
Ext.A1
Document Type:
Sale deed
Submitted By:
Plaintiff
Relevance:
Relevant to the mortgaged property.
Reference:
Ext.A2
Document Type:
Legal Notice
Submitted By:
Plaintiff
Relevance:
Shows the notice demanding payment from the defendant.
Reference:
Ext.A3
Document Type:
Returned Envelope with A/d Card
Submitted By:
Plaintiff
Relevance:
Indicates attempted service of the legal notice.
Reference:
Ext.A4
Document Type:
Returned Envelope with A/d Card
Submitted By:
Plaintiff
Relevance:
Indicates attempted service of the legal notice.
Reference:
Ext.A5
Document Type:
Account Statement
Submitted By:
Plaintiff
Relevance:
Details the defendant's loan account status.
Reference:
Ext.A6
Document Type:
Promissory Note
Submitted By:
Plaintiff
Relevance:
Confirms the full loan amount executed by the defendant.
Reference:
Ext.A7
Document Type:
Authorization letter
Submitted By:
Plaintiff
Relevance:
Confirms the plaintiff's authority to file the plaint.
Reference:
Ext.A8