Case Summary
M/s. Canara Bank filed a suit against Laljeevan C.R. for the realization of a loan amount that was not repaid. The defendant acknowledged the debt but failed to make payments despite demands.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is entitled to realize a sum of Rs.2,69,020.47 from the defendant along with interest and costs.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of the plaintiff, ordering the defendant to pay a total amount of Rs.2,69,020.47 along with interest and costs.
Why Plaintiff Won:
The unrebutted oral testimony of the plaintiff's witness and marked exhibits established the plaintiff's claim.
The unrebutted oral testimony of the plaintiff's witness and marked exhibits established the plaintiff's claim.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
The unrebutted oral testimony of PW1 and Exts. A1 to A7 established the case as pleaded by plaintiff.
Judgment Evidence:
In the result, suit is decreed as follows; 1. The plaintiff is entitled to realize a sum of Rs.2,69,020.47/- (Rupees Two Lakh Sixty Nine Thousand and Twenty and Forty Seven Paise only) from the defendant and from his assets.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- M/s. Canara Bank
- Party Role
- Defendant
- Party Name
- Laljeevan C.R.
- Party Age
- 43
- Relation
- S/o.K.K.Rajappan
Plaintiffs Documents
Original loan application dated 02.03.2018, Original Agreement cum Deed of Hypothecation dated 08.03.2018, Statement of Accounts of defendant’s loan account, Original acknowledgment debt dated 26.02.2021, Original acknowledgment debt dated 12.07.2023, Copy of lawyer's notice dated 15.02.2024.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- B. Jayaprakash
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Suja R. Nair
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Renju John
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Thresia Anu P.J.
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to realize a sum of Rs.2,69,020.47/- from the defendant.
Evidence:
The plaintiff is entitled to realize a sum of Rs.2,69,020.47/- (Rupees Two Lakh Sixty Nine Thousand and Twenty and Forty Seven Paise only) from the defendant and from his assets.
Relief Type:
Damages
Outcome:
Granted
Description:
The plaintiff is entitled to realize interest at 12% per annum from the date of the suit.
Evidence:
The plaintiff is entitled to realize interest @ 12 % per annum for Rs.2,69,020.47/- from the date of suit till date decree from the defendant and from his assets.
Relief Type:
Damages
Outcome:
Granted
Description:
The plaintiff is entitled to realize interest at 6% per annum from the date of decree till realization.
Evidence:
The plaintiff is entitled to realize interest @ 6% per annum for Rs.2,69,020.47/- from date of decree till date of realization from the defendant and from his assets.
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to realize costs of the suit from the defendant.
Evidence:
The plaintiff is entitled to realize costs of the suit from defendant and from his assets.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Original loan application submitted by the defendant in favor of the plaintiff.
Reference:
Ext.A1
Document Type:
Agreement cum deed of Hypothecation
Submitted By:
Plaintiff
Relevance:
Original Agreement cum Deed of Hypothecation executed by the defendant in favor of the plaintiff Bank.
Reference:
Ext.A2
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Statement of Accounts of defendant’s loan account, along with certification.
Reference:
Ext.A3
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Original acknowledgment of debt dated 26.02.2021.
Reference:
Ext.A4
Document Type:
Acknowledgment of Debt
Submitted By:
Plaintiff
Relevance:
Original acknowledgment of debt dated 12.07.2023.
Reference:
Ext.A5
Document Type:
Lawyer's Notice
Submitted By:
Plaintiff
Relevance:
Copy of lawyer's notice dated 15.02.2024 sent to the defendant.
Reference:
Ext.A6
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
Returned postal envelope along with A/D.
Reference:
Ext.A7
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Ernakulam
State
Kerala
Court Establishment
Munsiff Court, Ernakulam
Common Reasons
Recovery of money
Case Code
Case between M/s. Canara Bank vs Laljeevan C.R. regarding realization of money.
Case Code Year
Case between M/s. Canara Bank vs Laljeevan C.R. regarding realization of money.