Case Summary
KERALA GRAMIN BANK is involved in a suit against THRESIAMMA and others regarding the recovery of an agricultural loan. The defendants defaulted on repayment, prompting the bank to seek legal action.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Amount of ₹2,16,290 with future interest @ 11% per annum from the date of suit till the date of realization.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of KERALA GRAMIN BANK to recover an amount of ₹2,16,290 with interest. The defendants defaulted on their loan repayment.
Why Plaintiff Won:
The claim of the plaintiff to realize the amount from the defendants stands unchallenged and undisputed.
The claim of the plaintiff to realize the amount from the defendants stands unchallenged and undisputed.
Losing Side's Weaknesses:
The claim of the plaintiff to realize the amount from the defendants stands unchallenged and undisputed.
The claim of the plaintiff to realize the amount from the defendants stands unchallenged and undisputed.
Supporting Evidence
On a perusal of plaint, proof affidavit and documents the claim of the plaintiff to realize the amount from the defendants stands unchallenged and undisputed.
Judgment Evidence:
In the result, the suit is decreed with costs.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- KERALA GRAMIN BANK
- Party Role
- Defendant
- Party Name
- THRESIAMMA
- Party Age
- 71
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- KUTTICHAN
- Party Age
- 52
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- ROY THOMAS
- Party Age
- 49
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- MANOJ
- Party Age
- 47
- Relation
- S/o
Plaintiffs Documents
Memorandum of Agreement for Agricultural loans, Statement of Account of K. M. Thomas, Copy of Lawyer Notice sent to defendants, Postal Receipts, Unclaimed cover, Acknowledgment Cards.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. P. Anoop
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri. P. M. Previn
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Smt. Amaya. V
- Appearance Type
- Assisting Counsel
- Party Role
- Defendant
- Advocate Name
- Sri. Abdul Raoof. V. P
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to recover the loan amount along with future interest.
Evidence:
Hence, the suit is decreed with costs as follows: The plaintiff is entitled to realize an amount of ₹2,16,290/- (Rupees Two Lakhs Sixteen Thousand Two Hundred and Ninety only) with future interest @ 11% per annum from the date of suit till the date of realization.
Documents & Evidence
Document Type:
Memorandum of agreement for agricultural loans
Submitted By:
Plaintiff
Relevance:
This document establishes the loan agreement executed by Thomas. K. M in favor of the Plaintiff Bank.
Reference:
Ext.A1
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
This statement provides the account details of K. M. Thomas related to the agricultural loan.
Reference:
Ext.A2
Document Type:
Lawyer Notice
Submitted By:
Plaintiff
Relevance:
This notice was sent by Adv. P. Anoop to the defendants regarding the loan default.
Reference:
Ext.A3
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Supporting evidence of the service of lawyer notice.
Reference:
Ext.A3 (a)
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Supporting evidence of the service of lawyer notice.
Reference:
Ext.A3 (b)
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Supporting evidence of the service of lawyer notice.
Reference:
Ext.A3 (c)
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Supporting evidence of the service of lawyer notice.
Reference:
Ext.A3 (d)
Document Type:
Unclaimed Cover
Submitted By:
Plaintiff
Relevance:
A document pertaining to the service of notice.
Reference:
Ext.A4
Document Type:
Acknowledgment card
Submitted By:
Plaintiff
Relevance:
Acknowledgment related to the unclaimed cover.
Reference:
Ext.A4 (a)
Document Type:
Postal Acknowledgment Card
Submitted By:
Plaintiff
Relevance:
Evidence of delivery received from defendant D2.
Reference:
Ext.A5
Document Type:
Unclaimed Cover
Submitted By:
Plaintiff
Relevance:
Document related to the service of notice.
Reference:
Ext.A6
Document Type:
Acknowledgment card
Submitted By:
Plaintiff
Relevance:
Acknowledgment related to the unclaimed cover.
Reference:
Ext.A6 (a)
Document Type:
Postal Acknowledgment Card
Submitted By:
Plaintiff
Relevance:
Evidence of delivery received from defendant D4.
Reference:
Ext.A7
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court, Nadapuram
Common Reasons
Non-payment of rent
Case Code
Case between KERALA GRAMIN BANK vs THRESIAMMA et al regarding recovery of loan amount
Case Code Year
Case between KERALA GRAMIN BANK vs THRESIAMMA et al regarding recovery of loan amount