Case Summary
Kerala Gramin Bank filed a suit against defendants seeking recovery of a loan amount of Rs. 1,09,649 with interest and costs.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Recovery of loan amount with interest
Case Type
Civil Suit - Recovery of Money
Final Judgment
No
The court decreed that defendants pay the plaintiff bank an amount of Rs. 1,09,649 with interest and costs.
Why Plaintiff Won:
The plaintiff proved its case with cogent and reliable evidence.
The plaintiff proved its case with cogent and reliable evidence.
Losing Side's Weaknesses:
The plaintiff proved its case with cogent and reliable evidence.
The plaintiff proved its case with cogent and reliable evidence.
Supporting Evidence
The plaintiff proved its case by cogent and reliable evidence.
Judgment Evidence:
The suit is decreed as follows: I. The defendant is hereby directed to pay the plaintiff bank an amount of Rs. 1,09,649 /- (Rupees one lakh nine thousand six hundred and forty nine only) with interest at 9% per annum on Rs. 1,08,443/- from the date of suit till the date of realization and costs of the suit. II. The defendants shall pay the costs of the suit to the plaintiff.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- By its Manager
- Party Role
- Defendant
- Party Name
- Sujatha
- Party Age
- 42
- Relation
- W/o Devarajan
- Party Role
- Defendant
- Party Name
- Abdurahiman Haji.T.
- Party Age
- 51
- Relation
- S/o Kunhimohammed Haji
Plaintiffs Documents
Loan application dated 25-2-2013, Pronote, Take delivery letter, Agreement for Retail Credit Card, Guarantee Agreement, Copy of registered Lawyer Notice, True copy of the statement of accounts
Defendants Documents
Not available
Advocates
Reliefs
Relief Type:
Recovery of Money
Outcome:
Granted
Description:
Recovery of loan amount with interest
Evidence:
The suit is decreed as follows: I. The defendant is hereby directed to pay the plaintiff bank an amount of Rs. 1,09,649 /- (Rupees one lakh nine thousand six hundred and forty nine only) with interest at 9% per annum on Rs. 1,08,443/- from the date of suit till the date of realization and costs of the suit. II. The defendants shall pay the costs of the suit to the plaintiff.
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Critical document for loan application
Reference:
Ext.A1
Document Type:
Pronote
Submitted By:
Plaintiff
Relevance:
Key document proving loan agreement
Reference:
Ext.A2
Document Type:
Take Delivery Letter
Submitted By:
Plaintiff
Relevance:
Document related to loan terms
Reference:
Ext.A3
Document Type:
Agreement for Retail Credit Card
Submitted By:
Plaintiff
Relevance:
Document outlining credit card agreement
Reference:
Ext.A4
Document Type:
Guarantee Agreement
Submitted By:
Plaintiff
Relevance:
Agreement signed by defendants
Reference:
Ext.A5
Document Type:
Registered Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Official communication regarding repayment
Reference:
Ext.A6
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Details of the loan transaction
Reference:
Ext.A7
Case Classification
Case Type
Civil Suit - Recovery of Money
Category
Money and Loan Recovery
District
Malappuram
State
Kerala
Court Establishment
Munsiff Court, Tirur / Rent Control Court
Common Reasons
Loan default
Case Code
Case between Kerala Gramin Bank vs Sujatha et al regarding loan recovery
Case Code Year
Case between Kerala Gramin Bank vs Sujatha et al regarding loan recovery