Case Summary
The plaintiff, Kerala Gramin Bank, is seeking to recover an outstanding loan amount from the defendants, who are the legal heirs of the deceased borrower, Jayaprakash. The defendants have not repaid the amount despite a legal notice issued by the bank.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Plaintiff is entitled to realise an amount of Rs.1,11,218/- with interest at the rate of 11% per annum.
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff, allowing them to recover the amount due along with interest from the defendants.
Why Plaintiff Won:
The evidence established that the defendants are indebted to the plaintiff bank.
The evidence established that the defendants are indebted to the plaintiff bank.
Losing Side's Weaknesses:
The evidence established that the defendants are indebted to the plaintiff bank.
The evidence established that the defendants are indebted to the plaintiff bank.
Supporting Evidence
The evidence of PW1 coupled with Ext.A1 to A8 documents proved the plaint claim. The evidence clearly established that the defendants are indebted to the plaintiff bank.
Judgment Evidence:
In the result, the suit is decreed as follows: Plaintiff is entitled to realise an amount of Rs.1,11,218/- (Rupees One Lakh Eleven Thousand Two Hundred and Eighteen only) with interest at the rate of 11% per annum for the principal amount.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- Represented by
- Party Role
- Defendant
- Party Name
- Sarala
- Party Age
- 69
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Soumya
- Party Age
- 41
- Relation
- W/o
- Party Role
- Defendant
- Party Name
- Sreekutty
- Party Age
- 22
- Relation
- D/o
- Party Role
- Defendant
- Party Name
- Harikutty
- Party Age
- 19
- Relation
- D/o
Plaintiffs Documents
Application for Agricultural Loan, Loan Sanction Communication, Memorandum of Agreement, Office copy of Lawyer’s notice, Postal Receipts, Returned Postal envelope, Postal Acknowledgment Card, Statement of accounts.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- K.Rajendran Uliyakovil
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff sought recovery of Rs. 1,11,218/- from the defendants.
Evidence:
In the result, the suit is decreed as follows: Plaintiff is entitled to realise an amount of Rs.1,11,218/- (Rupees One Lakh Eleven Thousand Two Hundred and Eighteen only)...
Documents & Evidence
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
Proves the plaintiff's claim for the agricultural loan applied by Jayaprakash.
Reference:
Ext.A1
Document Type:
Loan Sanction communication
Submitted By:
Plaintiff
Relevance:
Confirms the sanction of the agricultural loan to Jayaprakash by the plaintiff bank.
Reference:
Ext.A2
Document Type:
Memorandum of Agreement
Submitted By:
Plaintiff
Relevance:
Details the agreement between the plaintiff and Jayaprakash concerning the loan.
Reference:
Ext.A3
Document Type:
Lawyer’s Notice
Submitted By:
Plaintiff
Relevance:
Serves as evidence of demand for repayment of the outstanding loan amount.
Reference:
Ext.A4
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
Supports the claim regarding communication sent to the defendants.
Reference:
Ext.A5
Document Type:
Returned Postal envelope
Submitted By:
Plaintiff
Relevance:
Evidence that the notice sent was returned, indicating non-compliance by defendants.
Reference:
Ext.A6
Document Type:
Postal Acknowledgment Card
Submitted By:
Plaintiff
Relevance:
Proves acknowledgment of communication by the defendants.
Reference:
Ext.A7
Document Type:
Statement of Accounts
Submitted By:
Plaintiff
Relevance:
Details the financial transactions and outstanding amounts owed by the defendants.
Reference:
Ext.A8
Case Classification
Case Type
Civil Suit
Category
Other Civil Cases
District
Kollam
State
Kerala
Court Establishment
Munsiff Court Kollam
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Sarala et al regarding Realisation of Money
Case Code Year
Case between Kerala Gramin Bank vs Sarala et al regarding Realisation of Money