Case Summary
The plaintiff, Kerala Gramin Bank, sued the defendants for defaulting on a loan of Rs. 2,50,000/-. The defendants failed to appear in court, leading to an ex parte hearing.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Defendants to pay the sum of Rs. 3,59,121/- with interest and costs.
Case Type
Civil Suit
Final Judgment
No
The court ordered the defendants to pay Rs. 3,59,121/- with interest to the plaintiff due to their default on the loan.
Why Plaintiff Won:
The plaint averments, affidavit and the documents would establish the case of the plaintiff.
The plaint averments, affidavit and the documents would establish the case of the plaintiff.
Losing Side's Weaknesses:
Not available
Not available
Supporting Evidence
The plaint averments, affidavit and the documents would establish the case of the plaintiff. There is no evidence to rebut the evidence adduced on the side of the plaintiff.
Judgment Evidence:
In the result, the suit is decreed as follows; 1. It is ordered that the defendants to pay to the plaintiff the sum of 3,59,121/- (Rupees three lakh fifty nine thousand ₹ one hundred and twenty one only) with interest thereon at the rate of 6% per annum for the principal amount of 2,50,000/- (Rupees two lakh fifty thousand only) from the date of decree till its realization.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- Kerala Gramin Bank
- Relation
- represented by
- Party Role
- Plaintiff
- Party Name
- Smt. Veena V
- Party Age
- 35
- Relation
- W/o Bibin
- Party Role
- Defendant
- Party Name
- Sanitha Sajikumar G
- Party Age
- 27
- Relation
- D/o Sajikumar G
- Party Role
- Defendant
- Party Name
- Sajikumar G
- Party Age
- 52
- Relation
- S/o Gopalan
Plaintiffs Documents
Certified copy of Accounts, Loan Application, Agreement for Educational Loan, Copy of Lawyers Notice, Postal Receipts, A/D Cards, Acknowledgment of Debt and Security of Borrower/Co Obligant, Course Certificate.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Kuruvilla Varghese
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Order for the defendants to pay the outstanding loan amount along with interest.
Evidence:
It is ordered that the defendants to pay to the plaintiff the sum of 3,59,121/- (Rupees three lakh fifty nine thousand one hundred and twenty one only) with interest thereon at the rate of 6% per annum for the principal amount of 2,50,000/- (Rupees two lakh fifty thousand only) from the date of decree till its realization.
Relief Type:
Cost Recovery
Outcome:
Granted
Description:
Order for the defendants to pay the costs incurred by the plaintiff.
Evidence:
The plaintiff is entitled to realise the costs from the defendants.
Documents & Evidence
Document Type:
Certified copy of accounts
Submitted By:
Plaintiff
Relevance:
This document was part of the evidence establishing the plaintiff's claim regarding the loan amount.
Reference:
Ext.A1
Document Type:
Loan Application
Submitted By:
Plaintiff
Relevance:
This document was necessary to show the defendants' application for the loan.
Reference:
Ext.A2
Document Type:
Agreement for educational loan
Submitted By:
Plaintiff
Relevance:
This agreement was critical to confirm the terms under which the loan was granted.
Reference:
Ext.A3
Document Type:
Copy of Lawyers Notice
Submitted By:
Plaintiff
Relevance:
The court referenced this notice as an attempt to notify the defendants of the outstanding loan.
Reference:
Ext.A4
Document Type:
Postal Receipts
Submitted By:
Plaintiff
Relevance:
These receipts were part of the evidence related to communications sent to the defendants.
Reference:
Ext.A5
Document Type:
A/d Cards
Submitted By:
Plaintiff
Relevance:
These cards were used to prove the delivery of notices to the defendants.
Reference:
Ext.A6
Document Type:
Acknowledgment of Debt and Security of Borrower/ Co Obligant
Submitted By:
Plaintiff
Relevance:
This acknowledgment supported the claim regarding the debt owed by the defendants.
Reference:
Ext.A7
Document Type:
Acknowledgment of Debt and Security of Borrower/ Co Obligant
Submitted By:
Plaintiff
Relevance:
This further acknowledgment reinforced the debt claims and responsibilities of the defendants.
Reference:
Ext.A8
Document Type:
Acknowledgment of Debt and Security of Borrower/ Co Obligant
Submitted By:
Plaintiff
Relevance:
An additional acknowledgment establishing the obligation of the defendants.
Reference:
Ext.A9
Document Type:
Course Certificate
Submitted By:
Plaintiff
Relevance:
This certificate was relevant to proving the educational purpose for which the loan was taken.
Reference:
Ext.A10
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kottayam
State
Kerala
Court Establishment
Munsiff Court, Kottayam
Common Reasons
Non-payment of rent
Case Code
Case between Kerala Gramin Bank vs Sanitha Sajikumar G et al regarding loan repayment
Case Code Year
Case between Kerala Gramin Bank vs Sanitha Sajikumar G et al regarding loan repayment