Case Summary
The plaintiff, State Bank of India, filed a suit against Jayamohan.K for the recovery of an outstanding loan amount. The defendant failed to repay the loan despite reminders and a legal notice.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
The defendant is ordered to pay the sum of 6,01,501/- with interest thereon at the rate of 6% per annum from the date of institution of the suit till the date of realization.
Case Type
Civil Suit
Final Judgment
No
The court held that the plaintiff is entitled to recover the outstanding loan amount from the defendant. The suit was decreed in favor of the plaintiff.
Why Plaintiff Won:
The plaintiff established their case with sufficient evidence and the defendant failed to rebut it.
The plaintiff established their case with sufficient evidence and the defendant failed to rebut it.
Losing Side's Weaknesses:
The plaintiff established their case with sufficient evidence and the defendant failed to rebut it.
The plaintiff established their case with sufficient evidence and the defendant failed to rebut it.
Supporting Evidence
The plaint averments, affidavit and the documents would establish the case of the plaintiff. There is no evidence to rebut the evidence adduced on the side of the plaintiff.
Judgment Evidence:
In the result, the suit is decreed as follows: It is ordered that the defendant to pay to the plaintiff the sum of 6,01,501/- (Rupees Six Lakh One Thousand Five Hundred and One only) with interest thereon at the rate of 6% per annum from the date of institution of the suit till the date of realization of the sum.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- State Bank of India
- Relation
- represented by
- Party Role
- Defendant
- Party Name
- Jayamohan.K
- Party Age
- 49
- Relation
- S/o
Plaintiffs Documents
Certified true copy of the terms and conditions of the loan, True Copy of the Lawyer's Notice, Postal receipt, Acknowledgement Card, Certified true copy of the statement of accounts, Certified true copy of the logs of the account.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- P.M. Thankam
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
Plaintiff sought to recover the outstanding loan amount.
Evidence:
the suit is decreed as follows: It is ordered that the defendant to pay to the plaintiff the sum of 6,01,501/- with interest thereon at the rate of 6% per annum from the date of institution of the suit till the date of realization of the sum.
Relief Type:
Costs
Outcome:
Granted
Description:
Plaintiff sought to recover costs from the defendant.
Evidence:
The plaintiff is entitled to realize the costs from the defendant.
Documents & Evidence
Document Type:
Certified true copy of the terms and conditions of the loan
Submitted By:
Plaintiff
Relevance:
Establishes the terms under which the loan was provided to the defendant.
Reference:
Ext.A1
Document Type:
True Copy of the Lawyer's Notice
Submitted By:
Plaintiff
Relevance:
Serves as evidence of the legal notice sent demanding payment.
Reference:
Ext.A2
Document Type:
Postal receipt
Submitted By:
Plaintiff
Relevance:
Confirms the dispatch of the legal notice to the defendant.
Reference:
Ext.A3
Document Type:
Acknowledgement Card
Submitted By:
Plaintiff
Relevance:
Provides proof that the defendant acknowledged receipt of the legal notice.
Reference:
Ext.A4
Document Type:
Certified true copy of the statement of accounts
Submitted By:
Plaintiff
Relevance:
Details the outstanding dues from the defendant to the plaintiff.
Reference:
Ext.A5
Document Type:
Certified true copy of the logs of the account
Submitted By:
Plaintiff
Relevance:
Shows the transaction history relevant to the loan agreement.
Reference:
Ext.A6
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kottayam
State
Kerala
Court Establishment
Munsiff Court, Kottayam
Common Reasons
Non-payment of rent
Case Code
Case between State Bank of India vs Jayamohan.K regarding realisation of money.
Case Code Year
Case between State Bank of India vs Jayamohan.K regarding realisation of money.