Case Summary
KERALA GRAMIN BANK filed a suit against NOUSHAD and SAIJAL for the recovery of an outstanding loan amount of ₹1,21,216. The defendants claimed they did not take any loan from the bank and denied the allegations in the plaint.
Judgment Outcome
Judgment Favored
Plaintiff
Relief Granted
Recovery of ₹1,21,216 with future interest at the rate of 9.85% per annum
Case Type
Civil Suit
Final Judgment
No
The court decreed the suit in favor of the plaintiff KERALA GRAMIN BANK, allowing them to recover the amount of ₹1,21,216 with future interest.
Why Plaintiff Won:
Losing Side's Weaknesses:
Supporting Evidence
The claim of the plaintiff to realize the amount from the defendants stands unchallenged and undisputed.
Judgment Evidence:
In the result, the suit is decreed with costs.
Parties Involved
Parties
- Party Role
- Plaintiff
- Party Name
- KERALA GRAMIN BANK
- Party Role
- Defendant
- Party Name
- NOUSHAD
- Party Age
- 47
- Relation
- S/o
- Party Role
- Defendant
- Party Name
- SAIJAL
- Party Age
- 35
- Relation
- S/o
Plaintiffs Documents
Memorandum of Agreement for Agricultural Loans, Statement of Account, Copy of Lawyer Notice, Returned Cover with Acknowledgment Card.
Defendants Documents
Advocates
- Party Role
- Plaintiff
- Advocate Name
- Sri. P. Anoop
- Appearance Type
- Main Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri. Previn. P. M
- Appearance Type
- Assisting Counsel
- Party Role
- Plaintiff
- Advocate Name
- Sri. Abdul Raoof
- Appearance Type
- Assisting Counsel
- Party Role
- Defendant
- Advocate Name
- Sri. Jishine Babu. N
- Appearance Type
- Main Counsel
Reliefs
Relief Type:
Recovery
Outcome:
Granted
Description:
The plaintiff is entitled to realize an amount of ₹ 1,21,216 with future interest.
Evidence:
Hence, the suit is decreed with costs.
Documents & Evidence
Document Type:
Memorandum of agreement for agricultural loans
Submitted By:
Plaintiff
Relevance:
Executed by the defendant in favour of the plaintiff bank.
Reference:
Ext.A1
Document Type:
Statement of Account
Submitted By:
Plaintiff
Relevance:
Issued by Kerala Gramin Bank showing the account details of Noushad.
Reference:
Ext.A2
Document Type:
Copy of Lawyer Notice
Submitted By:
Plaintiff
Relevance:
Sent by Adv. P. Anoop to the defendant regarding the loan default.
Reference:
Ext.A3
Document Type:
Returned cover with acknowledgment card
Submitted By:
Plaintiff
Relevance:
Shows proof of sending the lawyer notice to the defendant.
Reference:
Ext.A4
Case Classification
Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court, Nadapuram
Common Reasons
Non-payment of rent
Case Code
Case between KERALA GRAMIN BANK vs NOUSHAD regarding recovery of loan amount
Case Code Year
Case between KERALA GRAMIN BANK vs NOUSHAD regarding recovery of loan amount