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Original Suit No. 106/2024

Case between KERALA GRAMIN BANK vs NOUSHAD regarding realization of money.

Court
COURT OF THE MUNSIFF, NADAPURAM
Judge
Sri. Yadukrishnan. B
Order Date
2025-06-20
Duration
Case Closed

Judgement document from eCourt website

Judgment Document
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Case Summary

KERALA GRAMIN BANK is seeking to recover an amount of ₹84,761 from NOUSHAD, who defaulted on an agricultural loan. The defendant denies taking any loan from the plaintiff bank.

Judgment Outcome

Plaintiff Won
Interim Order
The suit is decreed in favor of KERALA GRAMIN BANK for the recovery of ₹84,761 with interest.
Judgment Favored
Plaintiff
Relief Granted
An amount of ₹84,761 with future interest at the rate of 11% per annum from the date of suit till the date of realization.
Case Type
Civil Suit
Final Judgment
No
The suit is decreed in favor of KERALA GRAMIN BANK for the recovery of ₹84,761 with interest.
Why Plaintiff Won:
The claim of the plaintiff to realize the amount from the defendant stands unchallenged and undisputed.
Losing Side's Weaknesses:
The claim of the plaintiff to realize the amount from the defendant stands unchallenged and undisputed.
Supporting Evidence
The denial in the written statement is only a mere denial without any evidence. Therefore, on a perusal of plaint, proof affidavit and documents the claim of the plaintiff to realize the amount from the defendant stands unchallenged and undisputed.

Judgment Evidence:

In the result, the suit is decreed with costs. The plaintiff is entitled to realize an amount of ₹84,761 with future interest @ 11% per annum from the date of suit till the date of realization.

Parties Involved

Parties

Party Role
Plaintiff
Party Name
KERALA GRAMIN BANK
Party Role
Defendant
Party Name
NOUSHAD
Party Age
47
Relation
S/o
Plaintiffs Documents
Memorandum of Agreement for Agricultural Loans, Statement of Account of Noushad, Copy of Lawyer Notice sent to defendant.
Defendants Documents

Advocates

Party Role
Plaintiff
Advocate Name
Sri. P. Anoop
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Sri. Previn. P. M
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Sri. Abdul Raoof
Appearance Type
Main Counsel
Party Role
Plaintiff
Advocate Name
Smt. V. Amaya
Appearance Type
Main Counsel
Party Role
Defendant
Advocate Name
Sri. Jishine Babu. N
Appearance Type
Main Counsel

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
The plaintiff is entitled to realize an amount of ₹ 84,761 with future interest.
Evidence:
Therefore, on a perusal of plaint, proof affidavit and documents the claim of the plaintiff to realize the amount from the defendant stands unchallenged and undisputed.

Documents & Evidence

Document Type: Memorandum of agreement for agricultural loans
Submitted By: Plaintiff
Relevance:
Executed by the defendant in favour of the plaintiff bank.
Reference:
Ext.A1
Document Type: Statement of Account
Submitted By: Plaintiff
Relevance:
Issued by Kerala Gramin Bank, Kuningad Branch.
Reference:
Ext.A2
Document Type: Copy of Lawyer Notice
Submitted By: Plaintiff
Relevance:
Sent by Adv. P. Anoop to defendant.
Reference:
Ext.A3
Document Type: Postal receipt
Submitted By: Plaintiff
Relevance:
Related to the lawyer notice.
Reference:
Ext.A3(a)
Document Type: Returned Cover
Submitted By: Plaintiff
Relevance:
Related to the lawyer notice.
Reference:
Ext.A4
Document Type: Postal Acknowledgment Card
Submitted By: Plaintiff
Relevance:
Related to the lawyer notice.
Reference:
Ext.A4(a)

Case Classification

Case Type
Civil Suit
Category
Money and Loan Recovery
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court, Nadapuram
Common Reasons
Recovery of money
Case Code
Case between KERALA GRAMIN BANK vs NOUSHAD regarding realization of money.
Case Code Year
Case between KERALA GRAMIN BANK vs NOUSHAD regarding realization of money.

Quick Facts

Location
Kozhikode District, Kerala State
District
Kozhikode
State
Kerala
Court Establishment
Munsiff Court, Nadapuram
Case Filed
Case Closed
From
Tue, 04/01/2025 - 12:00
To
Sun, 08/31/2025 - 12:00
Outcome Confidence
90%

Involved Entities

Bank

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