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ORIGINAL SUIT No. 182 OF 2019

Case between Kerala Gramin Bank vs Kunhimohammed regarding loan recovery

Court
THE COURT OF THE MUNSIFF OF TIRUR
Judge
Sri. JANKISH NARAYANAN
Order Date
2019-08-21
Duration

Judgement document from eCourt website

Open judgment PDF (eCourt)
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Case Summary

Kerala Gramin Bank is seeking to recover a loan amount from the defendant Kunhimohammed, who defaulted on payments. The bank claims a total of Rs. 1,59,608/- plus interest owed since 2012.

Judgment Outcome

Plaintiff Won
Interim Order
The court ruled in favor of the plaintiff, ordering the defendant to pay the loan amount along with interest and costs. As the defendant did not appear, the evidence provided by the plaintiff was accepted.
Judgment Favored
Plaintiff
Relief Granted
The plaintiff is allowed to realize an amount of Rs. 1,59,608/- with interest @ 12% per annum and costs of the suit.
Case Type
Civil Suit
Final Judgment
No
Why Plaintiff Won:
The plaintiff provided credible evidence to support the claim, which remained unchallenged due to the defendant's absence.

Judgment Evidence:

In the result, the suit is decreed as follows: I.Plaintiff is allowed to realize an amount of Rs. 1,59,608/- (Rupees One Lakh Fifty Nine Thousand Six Hundred and eight only) with interest @ 12 % per annum from the date of suit till the realization.

Parties Involved

Plaintiffs

Kerala Gramin Bank (Age not specified years)

Defendants

Kunhimohammed @ Kunhimon (69 years years) Mundavalappil House, Kaloor, Pudupalli amsom & Post, Tirur Taluk.

Reliefs

Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff is allowed to realize an amount of Rs. 1,59,608/- with interest from the date of suit till realization.
Evidence:
I.Plaintiff is allowed to realize an amount of Rs. 1,59,608/- (Rupees One Lakh Fifty Nine Thousand Six Hundred and eight only) with interest @ 12 % per annum from the date of suit till the realization.
Relief Type: Recovery
Outcome: Granted
Description:
Plaintiff is entitled to realize the costs of the suit from the defendant.
Evidence:
II. Plaintiff is also entitled to realize the costs of the suit from the defendant at confessional scale.

Documents & Evidence

Document Type: Loan Application
Submitted By: Plaintiff
Relevance:
This document is the application for the loan facility applied by the defendant.
Reference:
Ext.A1
Document Type: Memorandum of Agreement for Agricultural Loan
Submitted By: Plaintiff
Relevance:
This document is the agreement executed by the defendant concerning the loan.
Reference:
Ext.A2
Document Type: Acknowledgment of Debt and Security
Submitted By: Plaintiff
Relevance:
These documents are acknowledgments related to the debt and security involving the defendant.
Reference:
Ext.A3 to A5
Document Type: Lawyer Notice
Submitted By: Plaintiff
Relevance:
This document is a notice sent by the lawyer regarding the loan default.
Reference:
Ext.A6
Document Type: Copy of statement of account
Submitted By: Plaintiff
Relevance:
This document shows the details of the loan transaction, indicating the amount due from the defendant.
Reference:
Ext.A7

Quick Facts

Location
Case Filed
Sat, 08/03/2019 - 12:00
Outcome Confidence
90%

Involved Entities

Bank

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